Student Line Limited

Yamaichi Bank (U.K.) PLC

The policies: being policy numbers 016157016Z, 016157017A, 016157018B (as fully defined on form 395) and all monies bonuses profits additions and benefits already accrued or which may accrue thereunder. See the mortgage charge document for full details.

All monies due or to become due from the company to the chargee on any account whatsoever under the deed or the credit agreement or any other faciltity letter entered into

Yamaichi Bank (UK) PLC

.. fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery. See the mortgage charge document for full details.

All obligations and liabilities owing by the company to the chargee whether present or future actual or contingent owed solely jointly or severally and owed under the debenture or owed under the facility letter and any subsequent facility letter entered into between the chargee and the company except for any liability which if secured by the debenture would constitute unlawful financial assistance under sections 151 and 152 of the companies act 1985 (the secured liabilities)

Yamaichi Bank (UK) PLC

.. fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery. See the mortgage charge document for full details.

All obligations and liabilities owing by the company to the chargee whether present or future actual or contingent owed solely jointly or severally and owed under the debenture or under any guarantee except for any liability which if secured by the debenture would constitute unlawful financial assistance under sections 151 and 152 of the companies act 1985

Barclays Bank PLC

.. fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery. See the mortgage charge document for full details.

All monies due or to become due from the company to the chargee on any account whatsoever

Midland Bank PLC

Fixed and floating charges over the undertaking and all property and assets present and future including uncalled capital goodwill bookdebts and patents.

All monies due or to become due from the company to the chargee on any account whatsoever

Vernon Finance Limited

Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery. See the mortgage charge document for full details.

All monies due or to become due from the company to the chargee under a facility letter of even date