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Specialist Business Consultants Limited

02870106

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

38 Hookhams Lane, Renhold, Bedford, MK41 0JT
Incorporated 09/11/1993

Compliance

Last accounts

30/11/2025

total exemption full

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 12/07/2026

Due 26/07/2027

On track

Industry

43310
Plastering
43999
Specialised construction activities

Officers

Roy Allen Buckle

director · Since 01/01/1994

British · England · Age 84

Jocasta Flanagan

secretary · Since 07/02/2019

Jocasta Melanie Flanagan

director · Since 22/04/2024

British · England · Age 53

Former

Marcus Allen Buckle

secretary · Resigned 07/02/2019

Persons with Significant Control

Mr Roy Allen Buckle

50–75% shares

British · England · Age 84

38, Hookhams Lane, Bedford, MK41 0JT

Notified 08/07/2016

Charges2 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/01/2011Registered 03/02/2011
charge
outstanding

BARCLAYS BANK PLC

Created 29/04/2010Registered 07/05/2010

Change History

statusactive
2026-06-11

Active

typeltd
2026-06-11

Private Limited Company

address line138 Hookhams Lane
2026-06-11

38 HOOKHAMS LANE

post townBedford
2026-06-11

BEDFORD

CompanyRankvs 81+ SIC 43310 peers
78

Financial strength92th percentile among SIC peers · 23/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.46× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£125k

Balance sheet strength

Cash

£78k

Cash in the bank

Net Current Assets

£74k

Working capital

Current Assets

£124k

Current Liabilities

£50k

Fixed Assets

£81k

Debtors

£47k

Profit After Tax

£10k

8avg. employees

Tax at Year End

Dividends paid£14k

Balance Sheet

Assets less current liabilities£155k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.46-£4k
20242.90+£20k
20232.91

Derived from filed accounts. Not audited figures.