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Gardeco Limited

02881539

liquidation
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
N/A

Details

THE SILVERWORKS, 67-71 NORTHWOOD STREET, BIRMINGHAM, B3 1TX
Incorporated 17/12/1993

Compliance

Last accounts

30/09/2023

total exemption full

Next accounts due

30/06/2025

Overdue

Confirmation statement

Last: 17/12/2024

Due 31/12/2025

Overdue

Industry

46760
Wholesale of other intermediate products

Officers

Mrs. Isabelle Marie Harris

secretary · Since 17/12/1993

GARDEN PRODUCTS DISTRIBUTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 15 other boards

Mrs. Isabelle Marie Harris

director · Since 17/12/1993

GARDEN PRODUCTS DISTRIBUTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 15 other boards

Mr. Paul Edward Harris

director · Since 17/12/1993

MANAGEMENT CONSULATNT

BRITISH · UNITED KINGDOM · Age 78

Also on 8 other boards

Persons with Significant Control

Gardeco Group Limited

75–100% shares
75–100% votes

15-17 Church Street, Stourbridge, DY8 1LU

Reg: 12955048 · England And Wales · Limited Company

Notified 30/04/2021

Former PSCs

Mrs. Isabelle Marie Harris

Ceased 30/04/2021

Charges0 outstanding

Charge
satisfied

HSBC UK BANK PLC

Created 05/12/2023Registered 14/12/2023Satisfied 26/02/2026
charge
satisfied

HSBC INVOICE FINANCE (UK) LTD (“THE SECURITY HOLDER�)

Created 15/02/2011Registered 17/02/2011Satisfied 26/02/2026
charge
satisfied

HSBC BANK PLC

Created 05/10/2010Registered 07/10/2010Satisfied 26/02/2026
charge
satisfied

FIXED CHARGE ON PURCHASED DEBTS WHICH FAIL TO VEST.

Created 08/04/2003Registered 09/04/2003Satisfied 26/02/2026
charge
satisfied

HSBC BANK PLC

Created 20/12/2002Registered 02/01/2003Satisfied 26/02/2026

Insolvency History1 case

creditors voluntary liquidation13/03/2025

Nigel Price (practitioner) · Matthew Douglas Hardy (practitioner)

CompanyRankvs 15+ SIC 46760 peers
26

Financial strengthNo net worth data · 0/25
EmployeesNo employee data · 0/15
LiquidityCurrent ratio 0.81× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2023

Net Worth

-£77k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£196k

Working capital

Current Assets

£865k

Current Liabilities

£1.1M

Fixed Assets

£119k

Debtors

£116k

11avg. employees

Balance Sheet

Bank loans & overdrafts£20k
Assets less current liabilities-£77k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20230.81

Derived from filed accounts. Not audited figures.