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Cotton Avenue Limited

02935539

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 14 outstanding charges (-10)

Details

145-157 ST JOHN STREET, LONDON, EC1V 4PW
Incorporated 03/06/1994

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Michael Foster

director · Since 28/06/1994

DIRECTOR

BRITISH · ENGLAND · Age 67

Also on 1 other board

Mrs Annabel Sarah Foster

director · Since 16/02/2015

HOUSE WIFE

ENGLISH · ENGLAND · Age 65

Persons with Significant Control

Mrs Annabel Sarah Foster

75–100% shares
75–100% votes
Appoint directors

British · England · Age 65

1 Glebe Cottage, Selham, Petworth, GU28 0PW

Notified 06/04/2016

Mr Michael Foster

right-to-appoint-and-remove-directors-as-firm
Significant control

British · England · Age 67

145-157, St John Street, London, EC1V 4PW

Notified 01/08/2018

Charges14 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 26/09/2025Registered 30/09/2025
Charge
outstanding

ONESAVINGS BANK PLC

Created 19/09/2025Registered 23/09/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 17/02/2023Registered 20/02/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 29/03/2019Registered 01/04/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 12/10/2018Registered 15/10/2018
Charge
outstanding

ONESAVINGS BANK PLC

Created 28/09/2018Registered 04/10/2018
Charge
outstanding

ONESAVINGS BANK PLC

Created 28/09/2018Registered 04/10/2018
Charge
outstanding

ONESAVINGS BANK PLC

Created 19/07/2018Registered 25/07/2018
Charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 24/03/2016Registered 08/04/2016Satisfied 20/02/2023
Charge
satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES, KENT RELIANCE AND KRBS

Created 24/03/2016Registered 08/04/2016Satisfied 24/01/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 24/07/2015Registered 03/08/2015
Charge
outstanding

ONESAVINGS BANK PLC

Created 24/07/2015Registered 25/07/2015
charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 08/02/2007Registered 09/02/2007Satisfied 24/01/2023
charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 18/09/2006Registered 22/09/2006
charge
outstanding

MORTGAGE WORKS (UK) PLC

Created 20/01/2006Registered 23/01/2006
charge
outstanding

MORTGAGE WORKS (UK) PLC

Created 20/01/2006Registered 23/01/2006
charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 22/12/2005Registered 09/01/2006
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 14/12/2005Registered 17/12/2005Satisfied 20/09/2018
charge
satisfied

MORTGAGE TRUST LIMITED

Created 27/11/2003Registered 03/12/2003Satisfied 15/09/2004
charge
satisfied

BRITANNIC MONEY PLC

Created 13/06/2003Registered 17/06/2003Satisfied 15/09/2004
charge
satisfied

WOOLWICH PLC

Created 15/11/2002Registered 22/11/2002Satisfied 15/09/2004
charge
satisfied

WOOLWICH PLC

Created 31/08/2001Registered 07/09/2001Satisfied 15/09/2004
charge
satisfied

COTTON AVENUE LIMITED

Created 25/08/2000Registered 02/09/2000Satisfied 15/09/2004
charge
satisfied

WOOLWICH DIRECT

Created 29/03/2000Registered 30/03/2000Satisfied 15/09/2004
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 18/12/1998Registered 05/01/1999Satisfied 15/09/2004
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 18/12/1998Registered 05/01/1999Satisfied 15/09/2004
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 17/10/1997Registered 28/10/1997Satisfied 15/09/2004
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 17/01/1997Registered 01/02/1997Satisfied 24/01/2023
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 17/01/1997Registered 22/01/1997Satisfied 15/09/2004
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 16/12/1996Registered 24/12/1996Satisfied 15/09/2004
charge
satisfied

BIRMINGHAM MIDSHIRES BUILDING SOCIETY

Created 04/09/1995Registered 09/09/1995Satisfied 24/01/2023
charge
satisfied

BIRMINGHAM MIDSHIRES BUILDING SOCIETY

Created 04/09/1995Registered 09/09/1995Satisfied 15/09/2004
charge
satisfied

BIRMINGHAM MIDSHIRES BUILDING SOCIETY

Created 04/09/1995Registered 09/09/1995Satisfied 15/09/2004
charge
satisfied

BIRMINGHAM MIDSHIRES BUILDING SOCIETY

Created 04/09/1995Registered 09/09/1995Satisfied 15/09/2004

CompanyRankvs 35398+ SIC 68209 peers
58

Financial strength94th percentile among SIC peers · 24/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.48× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£1.1M

Balance sheet strength

Cash

£128k

Cash in the bank

Net Current Assets

-£224k

Working capital

Current Assets

£204k

Current Liabilities

£428k

Fixed Assets

£2.9M

Debtors

£76k

2avg. employees

Balance Sheet

Bank loans & overdrafts£1.6M
Assets less current liabilities£2.6M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.48+£248k
20242.81-£25k
20234.10+£17k
20222.04-£38k
20212.30-£9k
20206.21+£46k
201910.55+£290k
20182.85

Derived from filed accounts. Not audited figures.