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Finesse (Home Improvements) Limited

02960601

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 2A WIRKSWORTH INDUSTRIAL CENTRE, WIRKSWORTH, DE4 4FY
Incorporated 19/08/1994

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43390
Other building completion and finishing

Officers

Mark Andrew Phillips

director · Since 01/08/2007

PRODUCTION DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Jonathan Neil Barnet

director · Since 01/03/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Ben Peter Jackson

director · Since 01/03/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Persons with Significant Control

Jonathan Neil Barnet

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 55

Unit 2a, Wirksworth Industrial Centre, Wirksworth, DE4 4FY

Notified 07/06/2021

Mark Andrew Phillips

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 52

Unit 2a, Wirksworth Industrial Centre, Wirksworth, DE4 4FY

Notified 07/06/2021

Ben Peter Jackson

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 41

Unit 2a, Wirksworth Industrial Centre, Wirksworth, DE4 4FY

Notified 07/06/2021

Former PSCs

Alan Harley Tassell

Ceased 01/03/2021

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/01/2004Registered 15/01/2004

CompanyRankvs 3126+ SIC 43390 peers
67

Financial strength83th percentile among SIC peers · 21/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.45× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£54k

Balance sheet strength

Cash

£100k

Cash in the bank

Net Current Assets

£41k

Working capital

Current Assets

£133k

Current Liabilities

£92k

Fixed Assets

£25k

Debtors

£20k

7avg. employees

Balance Sheet

Bank loans & overdrafts£6k
Assets less current liabilities£66k
Signed by 02960601 2024-03-01 2025-02-28 02960601 2025-02-28 02960601 core:CurrentFinancialInstruments 2025-02-28 02960601 core:CuPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.45+£12k
20241.22+£20k
20231.13+£7k
20221.33+£25k
20210.81
20200.91
20190.89-£25k
20171.17

Derived from filed accounts. Not audited figures.