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Cardfirst Limited

02970355

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

MOSS COTTAGE, CONGLETON, CW12 4SW
Incorporated 22/09/1994

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64209
Activities of other holding companies

Officers

Mr Stephen Paul Schofield

secretary · Since 14/12/1994

BRITISH · ENGLAND · Age 71

Also on 5 other boards

Mr Stephen Paul Schofield

director · Since 14/12/1994

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 5 other boards

Mrs Jayne Schofield

director · Since 24/11/2005

CO DIRECTOR

BRITISH · ENGLAND · Age 68

Also on 1 other board

Persons with Significant Control

Mr Stephen Paul Schofield

25–50% shares

British · England · Age 71

Moss Cottage, Holmes Chapel Road Somerford, Congleton, CW12 4SW

Notified 06/04/2016

Mrs Jayne Schofield

25–50% shares

British · England · Age 68

Moss Cottage, Holmes Chapel Road Somerford, Congleton, CW12 4SW

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 15/03/2006Registered 16/03/2006

CompanyRankvs 13023+ SIC 64209 peers
52

Financial strength21th percentile among SIC peers · 5/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.8× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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13023Cardfirst Limited
58
How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£2

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

£38k

Working capital

Current Assets

£87k

Current Liabilities

£48k

Debtors

£61k

2avg. employees

Balance Sheet

Assets less current liabilities£213k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.80—
20241.37—
2021—+£10k
2020—-£8k

Derived from filed accounts. Not audited figures.