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B. Speck & Sons Limited

02993423

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

REAR OF 1-3 NEW HOUSES, PONTYPRIDD, CF37 4SA
Incorporated 22/11/1994

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43210
Electrical installation

Officers

Mr Lyndon Speck

director · Since 24/11/1994

ELECTRICIAN

BRITISH · UNITED KINGDOM · Age 63

Also on 1 other board

Lisa Speck

secretary · Since 23/04/2004

BRITISH

Persons with Significant Control

Lyndon Speck

25–50% shares
25–50% votes

British · United Kingdom · Age 63

Mayberry House, Rear Of Dewi Street, Pontypridd, CF37 4RB

Notified 19/11/2016

Lisa Speck

25–50% shares
25–50% votes

British · United Kingdom · Age 57

Mayberry House, Rear Of Dewi Street, Pontypridd, CF37 4RB

Notified 19/11/2016

Charges3 outstanding

charge
outstanding

LYNDON SPECK AND LISA SPECK

Created 31/12/2010Registered 07/01/2011
charge
outstanding

MR LYNDON SPECK AND MRS LISA SPECK

Created 07/11/2008Registered 08/11/2008
charge
outstanding

BARCLAYS BANK PLC

Created 10/06/1996Registered 14/06/1996

CompanyRankvs 10651+ SIC 43210 peers
59

Financial strength75th percentile among SIC peers · 19/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.8× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£39k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£12k

Working capital

Current Assets

£55k

Current Liabilities

£69k

Fixed Assets

£53k

6avg. employees+1

Balance Sheet

Assets less current liabilities£41k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.80-£31k
20241.48-£9k
20231.62-£2k
20221.47+£16k
20212.59-£39k
20202.84+£12k
20191.84+£24k
20181.38

Derived from filed accounts. Not audited figures.