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Professional Insurance Agents Limited

03012122

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

7TH FLOOR CORN EXCHANGE, LONDON, EC3R 7NE
Incorporated 20/01/1995

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 20/01/2026

Due 03/02/2027

On track

Industry

65120
Non-life insurance

Officers

Kelly Anne Fyfe

director · Since 06/11/2001

INSURANCE BROKER

BRITISH · ENGLAND · Age 46

Mrs Ellie Nina Smith

director · Since 21/01/2005

INSURANCE BROKER

BRITISH · ENGLAND · Age 46

Mr Andrew Stewart Hunter

secretary · Since 01/05/2019

Mr Andrew Martin Field

director · Since 18/09/2019

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Persons with Significant Control

Cavendish Munro Professional Risks Limited

75–100% shares
75–100% votes
Appoint directors

7th Floor, Corn Exchange, London, EC3R 7NE

Reg: 05816210 · Companies House · Limited By Shares

Notified 01/05/2019

Former PSCs

Mr Graham Hearsey

Ceased 01/05/2019

Mrs Karler Mears

Ceased 01/05/2019

Charges0 outstanding

charge
satisfied

LLOYDS TSB BANK PLC

Created 04/09/2007Registered 18/09/2007Satisfied 12/03/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 30/09/2005Registered 21/10/2005Satisfied 12/03/2019

CompanyRankvs 14+ SIC 65120 peers
79

Financial strength98th percentile among SIC peers · 25/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.83× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

statements have been prepared under the historical cost convention as modified by the revaluation of certain assets. The directors have made an assessment about the company's ability to continue as a going concern and they do not consider there to be any material uncertainties. As a result they have adopted the going concern basis of accounting. Turnover Turnover represents commissions receivable

Key FinancialsYear ending 31/12/2018

Net Worth

£3.9M

Balance sheet strength

Cash

£227k

Cash in the bank

Net Current Assets

£279k

Working capital

Current Assets

£378k

Current Liabilities

£99k

Fixed Assets

£3.7M

Debtors

£148k

22avg. employees

Tax at Year End

Corp tax£21k

Director Loans

Company owes directors£567

Balance Sheet

Intangible assets£3.3M
Bank loans & overdrafts£117k
Assets less current liabilities£4.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20183.83

Derived from filed accounts. Not audited figures.