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Swirlbuild Limited

03015849

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 10 outstanding charges (-10)

Details

9 NANCY DOWNS, WATFORD, WD19 4NF
Incorporated 30/01/1995

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Winston Lloyd Thornhill

director · Since 01/12/1998

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 6 other boards

Mrs Wanda Thornhill

secretary · Since 05/07/2013

Also on 1 other board

Mrs Wanda Thornhill

director · Since 05/07/2013

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 1 other board

Persons with Significant Control

Mr Winston Lloyd Thornhill

25–50% shares
Appoint directors

British · United Kingdom · Age 59

9, Nancy Downs, Watford, WD19 4NF

Notified 30/06/2016

Former PSCs

Mrs Wanda Thornhill

Ceased 08/05/2017

Charges10 outstanding

Charge
outstanding

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HANDELSBANKEN PLC

Created 12/03/2019Registered 20/03/2019
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outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 29/08/2018Registered 04/09/2018
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/06/2017Registered 21/06/2017
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/06/2017Registered 21/06/2017
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/06/2017Registered 21/06/2017
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/06/2017Registered 21/06/2017
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/06/2017Registered 21/06/2017
Charge
satisfied

LLOYDS BANK PLC

Created 05/11/2014Registered 05/09/2016Satisfied 25/05/2017
Charge
satisfied

LLOYDS BANK PLC

Created 05/11/2014Registered 05/09/2016Satisfied 25/05/2017
Charge
satisfied

LLOYDS BANK PLC

Created 05/11/2014Registered 05/09/2016Satisfied 25/05/2017
Charge
satisfied

LLOYDS BANK PLC

Created 05/11/2014Registered 05/09/2016Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 22/09/2011Registered 27/09/2011Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/11/2010Registered 01/12/2010Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/11/2010Registered 01/12/2010Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 04/12/2009Registered 05/12/2009Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 10/03/2008Registered 12/03/2008Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 29/12/2006Registered 11/01/2007Satisfied 25/05/2017
charge
satisfied

LLOYDS TSB BANK PLC

Created 29/12/2006Registered 11/01/2007Satisfied 25/05/2017
charge
satisfied

WINREB FINANCE LIMITED

Created 01/05/1995Registered 17/05/1995Satisfied 03/10/2014

CompanyRankvs 32473+ SIC 68209 peers
63

Financial strength99th percentile among SIC peers · 25/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.64× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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32473Swirlbuild Limited
69
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£5.4M

Balance sheet strength

Cash

£494k

Cash in the bank

Net Current Assets

-£663k

Working capital

Current Assets

£1.2M

Current Liabilities

£1.8M

Fixed Assets

£8.6M

Debtors

£688k

2avg. employees

Balance Sheet

Assets less current liabilities£7.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.64-£270k
20240.22-£133k
20230.23+£208k
20220.32+£477k
20210.40+£97k
20201.10+£154k
20191.23—

Derived from filed accounts. Not audited figures.