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Accesstrial Limited

03021574

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

11 LINKSVIEW, MERSEYSIDE, CH45 0NQ
Incorporated 14/02/1995

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 13/12/2025

Due 27/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Joan Laycock

director · Since 13/03/1995

DIRECTOR

BRITISH · UNITED KINGDOM · Age 83

Also on 6 other boards

Mrs Joan Laycock

secretary · Since 01/04/2010

Also on 6 other boards

Mr Steven Mark Laycock

director · Since 01/03/2019

PROMOTIONS MANAGER

BRITISH · UNITED KINGDOM · Age 49

Also on 16 other boards

Mr Gary Robert Laycock

director · Since 19/11/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 3 other boards

Persons with Significant Control

Mrs Joan Laycock

50–75% shares

British · United Kingdom · Age 83

11 Linksview, Merseyside, CH45 0NQ

Notified 06/02/2017

Charges4 outstanding

Charge
outstanding

PHOENIX MONEY LTD

Created 31/10/2025Registered 21/11/2025
Charge
outstanding

PHOENIX MONEY LTD

Created 31/10/2025Registered 07/11/2025
Charge
outstanding

PHOENIX MONEY LENDCO LTD

Created 06/12/2024Registered 09/12/2024
Charge
outstanding

PHOENIX MONEY LENDCO LTD

Created 06/12/2024Registered 09/12/2024
Charge
satisfied

GFS 1 LTD

Created 31/03/2023Registered 11/04/2023Satisfied 22/09/2025
Charge
satisfied

GFS 1 LTD

Created 31/03/2023Registered 11/04/2023Satisfied 13/10/2025
Charge
satisfied

HERITAGE COMMERCIAL FINANCE LIMITED

Created 06/06/2018Registered 16/06/2018Satisfied 13/10/2025
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/05/2001Registered 21/05/2001Satisfied 22/03/2023
charge
satisfied

AIB GROUP (UK) P.L.C.

Created 02/06/2000Registered 13/06/2000Satisfied 22/03/2023

CompanyRankvs 27791+ SIC 68209 peers
61

Financial strength82th percentile among SIC peers · 21/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 3.6× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£183k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

£205k

Working capital

Current Assets

£284k

Current Liabilities

£79k

Fixed Assets

£205k

Debtors

£279k

Tax at Year End

Corp tax£26k

Balance Sheet

Assets less current liabilities£410k
Signed by Mr Gary Laycock 24th March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.60-£1k
20243.48-£10k
20234.22

Derived from filed accounts. Not audited figures.