The Hotel Folk Limited

03098213

active

Private Limited Company

england wales

Companies House

Health Score

55 / 100

Notable Risks

25/30

Filing

0/30

Financial

30/40

Risk

No accounts filed in last 18 months (-5)
Loss before tax (-10)
Current liabilities exceed current assets (-10)
Going concern doubt noted in accounts (-10)
12 outstanding charges (-10)

Details

THORPENESS HOTEL & GOLF CLUB LAKESIDE AVENUE, LEISTON, IP16 4NH

Incorporated 04/09/1995

Compliance

Last accounts

30/09/2024

full

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 04/09/2025

Due 18/09/2026

On track

Industry

55100

Hotels and similar accommodation

Officers

Mrs Lucinda Jane Fullerton Heald

director · Since 29/02/1996

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 72

Also on 4 other boards

Mr Michael Guy Hilliard Heald

director · Since 29/05/1996

BANKER

BRITISH · ENGLAND · Age 75

Also on 4 other boards

Mrs Joan Annette Whybrow

director · Since 01/04/2006

SOLICITOR

BRITISH · UNITED KINGDOM · Age 74

Also on 3 other boards

Mr Andrew Michael Hilliard Heald

director · Since 01/04/2016

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 3 other boards

Miss Jennifer Caroline Hill

secretary · Since 01/04/2019

Also on 4 other boards

Miss Jennifer Caroline Hill

director · Since 01/04/2019

DIRECTOR OF OPERATIONS

BRITISH · ENGLAND · Age 48

Also on 4 other boards

director · Since 01/04/2019

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 49

Also on 2 other boards

Persons with Significant Control

Mrs Joan Annette Whybrow

ownership-of-shares-50-to-75-percent-as-trust

voting-rights-50-to-75-percent-as-trust

British · United Kingdom · Age 74

Thorpeness Hotel & Golf Club, Lakeside Avenue, Leiston, IP16 4NH

Notified 06/04/2016

Mr James Maynard Dinwiddy

ownership-of-shares-50-to-75-percent-as-trust

voting-rights-50-to-75-percent-as-trust

British · United Kingdom · Age 53

Thorpeness Hotel & Golf Club, Lakeside Avenue, Leiston, IP16 4NH

Notified 06/04/2016

Mr Michael Guy Hilliard Heald

significant-influence-or-control-as-trust

British · United Kingdom · Age 75

Thorpeness Hotel & Golf Club, Lakeside Avenue, Leiston, IP16 4NH

Notified 06/04/2016

Charges12 outstanding

Charge

outstanding

C. HOARE & CO.

Created 11/12/2025Registered 15/12/2025

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 29/03/2018Registered 10/04/2018

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 24/03/2017Registered 29/03/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 06/01/2017

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 06/01/2017Satisfied 15/12/2025

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 05/01/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 05/01/2017

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 05/01/2017Satisfied 15/12/2025

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 05/01/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 05/01/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 05/01/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 04/01/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/12/2016Registered 04/01/2017

Charge

satisfied

BANK OF SCOTLAND PLC

Created 31/03/2016Registered 12/04/2016Satisfied 30/12/2016

Charge

satisfied

BANK OF SCOTLAND PLC

Created 27/02/2014Registered 06/03/2014Satisfied 30/12/2016

charge

satisfied

BANK OF SCOTLAND PLC

Created 01/06/2012Registered 08/06/2012Satisfied 30/12/2016

charge

satisfied

BANK OF SCOTLAND PLC

Created 04/05/2012Registered 05/05/2012Satisfied 30/12/2016

charge

satisfied

BANK OF SCOTLAN PLC

Created 05/04/2011Registered 09/04/2011Satisfied 30/12/2016

charge

outstanding

C.HOARE & CO

Created 29/01/2009Registered 30/01/2009

charge

satisfied

BANK OF SCOTLAND PLC

Created 21/05/2008Registered 28/05/2008Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 31/03/2006Registered 07/04/2006Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 16/02/2004Registered 20/02/2004Satisfied 19/10/2007

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 30/07/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 06/08/2002Registered 13/08/2002Satisfied 30/12/2016

charge

satisfied

ADNAMS & COMPANY PLC

Created 22/04/1998Registered 24/04/1998Satisfied 21/08/2002

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 22/01/1998Registered 03/02/1998Satisfied 21/08/2002

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 22/01/1998Registered 03/02/1998Satisfied 21/08/2002

charge

satisfied

LUCINDA JANE FULLERTON HEALD

Created 19/05/1997Registered 21/05/1997Satisfied 21/08/2002

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 30/05/1996Registered 01/06/1996Satisfied 21/08/2002

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 15/05/1996Registered 22/05/1996Satisfied 21/08/2002

CompanyRankvs 2031+ SIC 55100 peers
46

Financial strength96th percentile among SIC peers · 24/25

Employees68th percentile among SIC peers · 10/15

LiquidityCurrent ratio 0.07× · 2/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Going concern doubt -10Outstanding charges -10

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2031The Hotel Folk Limited

66

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 30/09/2024

Net Worth

£4.2M

Balance sheet strength

Cash

£319k

Cash in the bank

Profit Before Tax

-£154k

Bottom line earnings

Net Current Assets

-£17.3M

Working capital

Current Assets

£1.4M

Current Liabilities

£18.7M

Fixed Assets

£22.9M

Debtors

£823k

Cost of Sales

£9.5M

Admin Expenses

£5.2M

Profit After Tax

-£253k

4avg. employees-373

Tax at Year End

Corp tax£66k

Dividends paid£300k

People Costs

Wages & salaries£6.6M

Balance Sheet

Bank loans & overdrafts£14.1M

Assets less current liabilities£5.6M

Prepared with CCH Software

EstimatesDerived

Year	Current Ratio	Implied Profit
2024	0.07	-£253k
2023	0.07	-£226k
2022	0.21	+£606k
2021	0.30	+£207k
2020	0.27	+£124k
2019	0.21	—

Derived from filed accounts. Not audited figures.