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Ratcliffe Fowler Design Limited

03100983

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

1ST FLOOR, 59-63, EARL SHILTON, LE9 7NE
Incorporated 12/09/1995

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74100
Specialised design activities

Officers

Mr James Richard Fowler

director · Since 12/09/1995

DESIGN CONSULTANTS

BRITISH · UNITED KINGDOM · Age 58

Also on 1 other board

Persons with Significant Control

Mr James Richard Fowler

Significant control

British · United Kingdom · Age 58

3, The Nook, Leicester, LE8 9GQ

Notified 01/09/2022

Former PSCs

Mr Michael James Ratcliffe

Ceased 01/09/2022

Charges3 outstanding

charge
satisfied

LLOYDS TSB COMMERCIAL FINANCE LIMITED

Created 17/12/2007Registered 20/12/2007Satisfied 26/01/2026
charge
outstanding

LLOYDS BANK PLC

Created 24/12/1997Registered 29/12/1997
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 24/07/1997Registered 26/07/1997
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 08/11/1996Registered 13/11/1996

CompanyRankvs 1980+ SIC 74100 peers
68

Financial strength92th percentile among SIC peers · 23/25
Employees32th percentile among SIC peers · 5/15
LiquidityCurrent ratio 2.02× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£120k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£117k

Working capital

Current Assets

£232k

Current Liabilities

£115k

Fixed Assets

£9k

1avg. employees-2

Balance Sheet

Assets less current liabilities£126k
Prepared with Sage Accounts Production 25.0 - FRS102_2025

EstimatesDerived

YearCurrent RatioImplied Profit
20252.02+£31k
20241.96-£22k
20232.08+£61k
20221.66+£27k
20211.26+£3k
20201.48-£131k
20191.59-£8k
20181.69

Derived from filed accounts. Not audited figures.