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Pensvale (North) Limited

03102506

active
Private Limited Company
Companies House
Health Score
67 / 100

Some Concerns

25/30
Filing
10/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

71 LIVERPOOL OLD ROAD, PRESTON, PR4 5QE
Incorporated 11/09/1995

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70100
Activities of head offices

Officers

Mr Stephen James Penrose

director · Since 11/09/1995

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 58

Also on 1 other board

Stephen James Penrose

secretary · Since 25/06/1997

FINANCIAL ADVISER

BRITISH · Age 58

Persons with Significant Control

Mr Stephen James Penrose

75–100% shares
75–100% votes

British · England · Age 58

44, Whitebeam Close, Preston, PR1 0SE

Notified 06/04/2016

Former PSCs

Mrs Pauline Wilkinson

Ceased 07/05/2020

Charges4 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 12/01/2024Registered 19/01/2024
Charge
outstanding

LLOYDS BANK PLC

Created 12/01/2024Registered 19/01/2024
Charge
outstanding

LLOYDS BANK PLC

Created 15/08/2023Registered 15/08/2023
Charge
outstanding

LLOYDS BANK PLC

Created 07/08/2023Registered 07/08/2023
charge
satisfied

MIDLAND BANK PLC

Created 14/09/1995Registered 27/09/1995Satisfied 26/07/2023

CompanyRankvs 8287+ SIC 70100 peers
42

Financial strength49th percentile among SIC peers · 12/25
Employees52th percentile among SIC peers · 8/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£8k

Balance sheet strength

Cash

£42k

Cash in the bank

Net Current Assets

-£811k

Working capital

Current Assets

£43k

Current Liabilities

£854k

Fixed Assets

£998k

Debtors

£885

1avg. employees

Tax at Year End(2023)

Corp tax£2k

Balance Sheet

Intangible assets£491k
Assets less current liabilities£187k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20240.05
20230.00
20220.01
20210.00

Derived from filed accounts. Not audited figures.