Vermat Limited

03112942

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
40 outstanding charges (-10)

Details

OLD BANK HOUSE, CLOWNE, S43 4BM

Incorporated 12/10/1995

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

Sandra Alice Mathews

secretary · Since 12/10/1995

BRITISH

Also on 1 other board

Mr Gerald Mathews

director · Since 12/10/1995

PROPERTY CONSULTANT

BRITISH · ENGLAND · Age 70

Sandra Alice Mathews

director · Since 30/06/2014

NONE

BRITISH · ENGLAND · Age 62

Also on 1 other board

Persons with Significant Control

Mr Gerald Mathews

25–50% shares

British · England · Age 70

Old Bank House, Old Bank House, Clowne, S43 4BM

Notified 06/04/2016

Charges40 outstanding

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 10/05/2024Registered 10/05/2024

Charge

outstanding

HANDELSBANKEN PLC

Created 30/09/2022Registered 04/10/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 05/09/2022Registered 05/09/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 24/09/2021Registered 27/09/2021

Charge

outstanding

HANDELSBANKEN PLC

Created 27/05/2020Registered 29/05/2020

Charge

outstanding

HANDELSBANKEN PLC

Created 27/05/2020Registered 27/05/2020

Charge

outstanding

HANDELSBANKEN PLC

Created 27/05/2020Registered 27/05/2020

Charge

outstanding

HANDELSBANKEN PLC

Created 27/05/2020Registered 27/05/2020

Charge

outstanding

HANDELSBANKEN PLC

Created 27/05/2020Registered 27/05/2020

Charge

outstanding

SVENSKA HANDELSBANKEN AB(PUBL)

Created 30/11/2017Registered 30/11/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 31/07/2014Registered 09/08/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014Satisfied 10/05/2024

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/07/2014Registered 16/07/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/12/2003Registered 06/01/2004Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/08/2000Registered 01/09/2000Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/12/1998Registered 21/12/1998Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/06/1998Registered 12/06/1998Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/03/1998Registered 13/03/1998Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/08/1997Registered 22/08/1997Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/02/1997Registered 26/02/1997Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/06/1996Registered 12/07/1996Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/06/1996Registered 28/06/1996Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/05/1996Registered 17/05/1996Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/04/1996Registered 23/04/1996Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/12/1995Registered 02/01/1996Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/11/1995Registered 01/12/1995Satisfied 07/05/2024

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/11/1995Registered 27/11/1995Satisfied 07/05/2024

CompanyRankvs 14834+ SIC 68100 peers
59

Financial strength98th percentile among SIC peers · 25/25

Employees81th percentile among SIC peers · 12/15

LiquidityCurrent ratio 0.23× · 2/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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14834Vermat Limited

69

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£2.1M

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

-£70k

Working capital

Current Assets

£21k

Current Liabilities

£92k

Fixed Assets

£4.3M

Debtors

£7k

2avg. employees

Tax at Year End

Corp tax£54k

Balance Sheet

Assets less current liabilities£4.2M

Prepared with CCH Software

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.23	+£221k
2024	0.73	+£81k
2023	0.20	—

Derived from filed accounts. Not audited figures.