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J B Loughlin (Contractors) Limited

03115707

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 17 outstanding charges (-10)

Details

BUILDERS YARD REAR OF 23-25, CHORLEY, PR6 0HW
Incorporated 19/10/1995

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 20/10/2025

Due 03/11/2026

On track

Industry

41202
Construction of domestic buildings
68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Loughlin

director · Since 01/01/1996

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 62

Mrs Jean Mary Loughlin

secretary · Since 17/12/2004

BRITISH

Persons with Significant Control

Mr Andrew Loughlin

75–100% shares
75–100% votes

British · England · Age 62

94 Chorley Lane, Charnock Richard, Chorley, PR7 5HB

Notified 06/04/2016

Charges17 outstanding

Charge
outstanding

FINANCE 365 LIMITED

Created 31/07/2024Registered 01/08/2024
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 25/06/2021Registered 28/06/2021
Charge
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CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 14/08/2019Registered 14/08/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 14/08/2019Registered 14/08/2019
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/06/2019Registered 21/06/2019Satisfied 02/06/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 11/04/2019Registered 12/04/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 20/11/2018Registered 22/11/2018
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/01/2018Registered 12/01/2018
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 01/12/2017Registered 06/12/2017
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/07/2016Registered 06/07/2016
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/07/2016Registered 06/07/2016
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/07/2016Registered 06/07/2016
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 05/08/2011Registered 06/08/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/09/2010Registered 11/09/2010Satisfied 16/06/2011
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/04/2008Registered 17/04/2008
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/02/2005Registered 12/02/2005Satisfied 18/11/2019
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/09/2002Registered 04/10/2002
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 06/09/2002Registered 12/09/2002
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 29/11/2001Registered 07/12/2001
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/11/1999Registered 05/11/1999

CompanyRankvs 820+ SIC 41202 peers
76

Financial strength96th percentile among SIC peers · 24/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£525k

Balance sheet strength

Cash

£37k

Cash in the bank

Net Current Assets

£1.3M

Working capital

Current Assets

£2.3M

Current Liabilities

£931k

Fixed Assets

£87k

Debtors

£30k

3avg. employees

Tax at Year End(2024)

Corp tax£9k

Balance Sheet

Assets less current liabilities£1.4M
Signed by 03115707 2024-08-01 2025-07-31 03115707 2025-07-31 03115707 core:RetainedEarningsAccumulatedLosses 2025-07-31 03115707 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20252.42-£2k
20242.14+£7k
20232.30+£80k
20222.91-£10k
20216.08+£115k
20208.74-£65k
20194.77-£167k
20183.44—

Derived from filed accounts. Not audited figures.