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Richards Homes Limited

03131137

active
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
50 / 100

Notable Risks

30/30
Filing
10/30
Financial
10/40
Risk
  • Current liabilities exceed current assets (-10)
  • Active insolvency proceedings (-20)
  • 26 outstanding charges (-10)

Details

SINAIR RED LANE, ST. AUSTELL, PL26 8QP
Incorporated 27/11/1995

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 14/05/2025

Due 28/05/2026

On track

Industry

68100
Buying and selling of own real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Nelson Richards

secretary · Since 27/11/1995

CIVIL ENGINEER

BRITISH · UNITED KINGDOM · Age 76

Also on 17 other boards

Mrs Genty Richards

director · Since 27/11/1995

SECRETARY

BRITISH · UNITED KINGDOM · Age 76

Also on 4 other boards

Mr Nelson Richards

director · Since 27/11/1995

CIVIL ENGINEER

BRITISH · UNITED KINGDOM · Age 76

Also on 17 other boards

Persons with Significant Control

Mr Nelson Richards

25–50% shares

British · United Kingdom · Age 76

Sinair, Red Lane, St. Austell, PL26 8QP

Notified 06/04/2016

Mrs Genty Richards

25–50% shares

British · United Kingdom · Age 76

Sinair, Red Lane, St. Austell, PL26 8QP

Notified 06/04/2016

Charges26 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 03/10/2025Registered 06/10/2025
Charge
outstanding

PARATUS AMC LIMITED

Created 03/10/2025Registered 06/10/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 13/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 13/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 13/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 13/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 13/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 12/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 12/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 12/12/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2024Registered 12/12/2024
charge
satisfied

DEREK ANTHONY JEAL

Created 22/03/2011Registered 23/03/2011Satisfied 27/08/2011
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 04/12/2009Registered 09/12/2009Satisfied 03/10/2018
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 23/01/2009Registered 27/01/2009Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/10/2008Registered 05/11/2008Satisfied 02/01/2019
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 22/04/2008Registered 30/04/2008Satisfied 15/11/2021
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 22/04/2008Registered 30/04/2008Satisfied 01/11/2024
charge
satisfied

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008Satisfied 01/11/2024
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
outstanding

MORTGAGE EXPRESS

Created 22/04/2008Registered 25/04/2008
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/07/2006Registered 12/08/2006Satisfied 17/03/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 15/07/2006Satisfied 17/03/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/06/2006Registered 27/06/2006Satisfied 17/03/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/02/2006Registered 21/02/2006Satisfied 03/10/2018
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 15/02/2006Registered 21/02/2006Satisfied 25/09/2010
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 27/01/2006Registered 01/02/2006Satisfied 17/12/2024
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 27/01/2006Registered 01/02/2006Satisfied 17/12/2024
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 27/01/2006Registered 01/02/2006
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 29/11/2005Registered 02/12/2005Satisfied 25/09/2010
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 08/09/2005Registered 15/09/2005Satisfied 08/12/2021
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 08/09/2005Registered 15/09/2005Satisfied 17/12/2024
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 16/03/2005Registered 22/03/2005Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 16/03/2005Registered 22/03/2005Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 16/03/2005Registered 22/03/2005Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 16/03/2005Registered 22/03/2005Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LIMITED

Created 16/03/2005Registered 22/03/2005Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/03/2005Registered 19/03/2005Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/03/2005Registered 19/03/2005Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/03/2005Registered 19/03/2005Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/03/2005Registered 19/03/2005Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/03/2005Registered 19/03/2005Satisfied 25/09/2010
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005Satisfied 01/11/2024
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 23/12/2004Registered 08/01/2005Satisfied 23/03/2026
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2004Registered 13/05/2004Satisfied 25/10/2024
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010
charge
satisfied

CORNWALL HOUSE DEVELOPMENTS LTD

Created 23/04/2004Registered 13/05/2004Satisfied 25/09/2010

Insolvency History1 case

receiver manager

Andrew Burton Hughes (receiver manager) · Julian Paul Smith (receiver manager)

CompanyRankvs 1953+ SIC 68100 peers
65

Financial strength92th percentile among SIC peers · 23/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 8.93× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10Insolvency history -10
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1953Richards Homes Limited
85
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£401k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£3.0M

Working capital

Current Assets

£3.4M

Current Liabilities

£378k

Fixed Assets

£1k

2avg. employees

Balance Sheet

Assets less current liabilities£3.0M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20258.93+£0
20258.93-£70k
20247.56-£86k
20239.70+£30k
202211.95+£556k
202111.98—

Derived from filed accounts. Not audited figures.