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Premier Homes Limited

03151215

active
ltd
england wales
Companies House
Health Score
67 / 100

Some Concerns

25/30
Filing
10/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

14 Station Road, Watford, WD17 1EG
Incorporated 25/01/1996

Previously known as

Designer Specs Direct (London) Limited · until 01/10/2004

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 27/01/2026

Due 10/02/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Amarjit Kaur Bains

secretary · Since 25/01/1996

DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 24 other boards

Mrs Amarjit Kaur Bains

director · Since 22/02/2011

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 24 other boards

Miss Harraj Kaur Bains

director · Since 29/11/2019

DOCTOR

BRITISH · ENGLAND · Age 31

Also on 1 other board

Amarjit Kaur Bains

secretary · Since 25/01/1996

British

Amarjit Kaur Bains

director · Since 22/02/2011

British · England · Age 66

Harraj Kaur Bains

director · Since 29/11/2019

British · England · Age 31

Former

Himmat Singh Bains

director · Resigned 30/11/1996

Ranbir Singh Bains

director · Resigned 02/01/2010

Ranbir Singh Bains

secretary · Resigned 01/03/2012

Persons with Significant Control

Mrs Amarjit Kaur Bains

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 66

14, Station Road, Watford, WD17 1EG

Notified 06/04/2016

Charges4 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 18/11/2025Registered 20/11/2025
Charge
outstanding

PARAGON BANK PLC

Created 03/06/2025Registered 10/06/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 11/03/2022Registered 14/03/2022
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 08/04/2016Registered 12/04/2016Satisfied 16/10/2025
charge
outstanding

NORWICH & PETERBOROUGH (LBS) LIMITED TRADING AS ASTRA MORTGAGES

Created 08/10/2008Registered 10/10/2008

Change History

statusactive
2026-07-16

Active

typeltd
2026-07-16

Private Limited Company

address line114 Station Road
2026-07-16

14 STATION ROAD

post townWatford
2026-07-16

WATFORD

CompanyRankvs 42185+ SIC 68209 peers
56

Financial strength87th percentile among SIC peers · 22/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£335k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£673k

Working capital

Current Assets

£1k

Current Liabilities

£674k

Fixed Assets

£2.3M

2avg. employees

Balance Sheet

Assets less current liabilities£1.7M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£40k
20240.00-£26k
20230.11

Derived from filed accounts. Not audited figures.