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Lipscomb Cars Limited

03165756

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

2ND FLOOR MEDWAY BRIDGE HOUSE, MAIDSTONE, ME14 1JP
Incorporated 28/02/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45111
Sale of new cars and light motor vehicles
45200
Maintenance and repair of motor vehicles
45310
Wholesale trade of motor vehicle parts and accessories

Officers

Peter Wynne Barnes

director · Since 28/02/1996

COMPANY DIRECTOR

BRITISH · Age 71

Also on 1 other board

Mark Antony Stevens

director · Since 14/09/2009

SALES DIRECTOR

BRITISH · Age 61

Barry John Wilson

director · Since 14/09/2009

AFTER SALES DIRECTOR

BRITISH · Age 63

Nigel Ford

secretary · Since 14/10/2020

Mark Alexander Leslie Barnes

director · Since 14/10/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 1 other board

Persons with Significant Control

Lipscomb Holdings Limited

75–100% shares
75–100% votes
Appoint directors

2nd Floor, Medway Bridge House, Maidstone, ME14 1JP

Reg: 05551063 · Companies House · Limited By Shares

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

HSBC UK BANK PLC (COMPANY NUMBER 09928412)

Created 03/11/2025Registered 07/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 30/11/2020Registered 16/12/2020Satisfied 26/05/2021
Charge
outstanding

VOLVO CAR FINANCIAL SERVICES UK LIMITED

Created 14/12/2020Registered 15/12/2020
Charge
satisfied

METRO BANK PLC

Created 11/12/2020Registered 11/12/2020Satisfied 10/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 20/05/2014Registered 21/05/2014Satisfied 23/12/2020
Charge
satisfied

LLOYDS BANK PLC

Created 20/05/2014Registered 21/05/2014Satisfied 05/01/2021
charge
satisfied

SANTANDER CONSUMER (UK) PLC

Created 01/09/2010Registered 02/09/2010Satisfied 18/08/2022
charge
satisfied

FCE BANK PLC

Created 31/01/2008Registered 13/02/2008Satisfied 14/08/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/07/2004Registered 18/08/2004Satisfied 01/05/2008
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/05/2002Registered 06/06/2002Satisfied 01/05/2008
charge
satisfied

LOMBARD NORTH CENTRAL PLC

Created 05/03/1999Registered 06/03/1999Satisfied 18/01/2006
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/08/1998Registered 12/08/1998Satisfied 01/05/2008
charge
satisfied

LOMBARD NORTH CENTRAL PLC

Created 17/07/1996Registered 18/07/1996Satisfied 18/01/2006
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/04/1996Registered 02/05/1996Satisfied 17/06/2015

CompanyRankvs 243+ SIC 45111 peers
61

Financial strength95th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.49× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2023

Net Worth

£4.2M

Balance sheet strength

Cash

£448k

Cash in the bank

Profit Before Tax

£668k

Bottom line earnings

Net Current Assets

£3.9M

Working capital

Current Assets

£11.9M

Current Liabilities

£8.0M

Fixed Assets

£490k

Debtors

£2.7M

Cost of Sales

£64.1M

Admin Expenses

£6.8M

Profit After Tax

£508k

113avg. employees+4

Tax at Year End

Dividends paid£1.0M

People Costs

Wages & salaries£4.1M

Balance Sheet

Assets less current liabilities£4.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20231.49+£22k
20221.46-£160k
20211.44+£1.6M
20201.19

Derived from filed accounts. Not audited figures.