Cowell And Norford Financial Services Ltd.
03216460
Some Concerns
- Current liabilities exceed current assets (-10)
- 10 outstanding charges (-10)
Details
Previously known as
Compliance
Last accounts
31/12/2025
total exemption full
Next accounts due
30/09/2027
Confirmation statement
Last: 05/05/2026
Due 19/05/2027
Industry
Officers
director · Since 21/06/1996
ESTATE AGENT
BRITISH · UNITED KINGDOM · Age 61
Also on 17 other boards
Former
corporate nominee director · Resigned 21/06/1996
corporate nominee secretary · Resigned 21/06/1996
director · Resigned 05/09/2000
secretary · Resigned 05/09/2000
director · Resigned 21/05/2010
secretary · Resigned 01/04/2020
Persons with Significant Control
Mr Michael John Cowell
British · United Kingdom · Age 61
561, Bury Road, Rochdale, OL11 4DQ
Notified 20/06/2016
Charges10 outstanding
SVENSKA HANDELSBANKEN AB (PUBL)
SVENSKA HANDELSBANKEN AB (PUBL)
SVENSKA HANDELSBANKEN AB (PUBL)
SVENSKA HANDELSBANKEN AB (PUBL)
LLOYDS TSB BANK PLC
LLOYDS TSB BANK PLC
LLOYDS TSB BANK PLC
LLOYDS TSB BANK PLC
LLOYDS TSB BANK PLC
NATIONAL WESTMINSTER BANK PLC
NATIONAL WESTMINSTER BANK PLC
LLOYDS TSB BANK PLC
Change History
Active
Private Limited Company
561 BURY ROAD
ROCHDALE
CompanyRankvs 14070+ SIC 68209 peers68
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
£5.4M
Balance sheet strength
Cash
£294k
Cash in the bank
Net Current Assets
£1.3M
Working capital
Current Assets
£1.5M
Current Liabilities
£201k
Fixed Assets
£4.4M
Debtors
£1.3M
Tax at Year End
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 7.71 | +£0 |
| 2025 | 7.71 | +£110k |
| 2024 | 6.48 | +£155k |
| 2023 | 6.26 | — |
Derived from filed accounts. Not audited figures.
Filing History100 filings
accounts with accounts type total exemption full
confirmation statement with no updates
accounts with accounts type total exemption full
confirmation statement with no updates
accounts with accounts type total exemption full
confirmation statement with no updates
mortgage satisfy charge full
mortgage satisfy charge full
accounts with accounts type total exemption full
confirmation statement with updates
accounts with accounts type total exemption full
confirmation statement with no updates
change registered office address company with date old address new address
accounts with accounts type total exemption full
confirmation statement with no updates
accounts with accounts type total exemption full
confirmation statement with updates
termination secretary company with name termination date
confirmation statement with updates
mortgage satisfy charge full
capital allotment shares
accounts with accounts type total exemption full
confirmation statement with updates
resolution
capital allotment shares
accounts with accounts type micro entity
mortgage create with deed with charge number charge creation date
mortgage create with deed with charge number charge creation date
mortgage create with deed with charge number charge creation date
mortgage create with deed with charge number charge creation date
confirmation statement with updates
accounts with accounts type micro entity
confirmation statement with updates
notification of a person with significant control
accounts with accounts type total exemption small
annual return company with made up date full list shareholders
accounts with accounts type total exemption small
annual return company with made up date full list shareholders
accounts with accounts type total exemption small
annual return company with made up date full list shareholders
accounts with accounts type total exemption small
annual return company with made up date full list shareholders
change person secretary company with change date
change person director company with change date
annual return company with made up date full list shareholders
accounts with accounts type total exemption small
accounts with accounts type total exemption small
annual return company with made up date full list shareholders
accounts with accounts type total exemption small
annual return company with made up date full list shareholders
termination director company with name
legacy
accounts with accounts type total exemption small
legacy
accounts with accounts type total exemption small
legacy
accounts with accounts type total exemption small
legacy
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accounts with accounts type total exemption small
legacy
accounts with accounts type total exemption small
legacy
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accounts with accounts type total exemption small
legacy
accounts with accounts type total exemption small
legacy
accounts with accounts type total exemption small
accounts with accounts type small
legacy
legacy
legacy
legacy
legacy
certificate change of name company
legacy
accounts with accounts type small
legacy
legacy
legacy
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legacy
accounts with accounts type small
accounts with accounts type small
legacy
accounts with accounts type small
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incorporation company