Back to search

Roy Lowe & Sons Limited

03237511

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

THE SOCK MINE, SUTTON IN ASHFIELD, NG17 5LA
Incorporated 13/08/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

14310
Manufacture of knitted and crocheted hosiery

Officers

Mr Benjamin Roy Lowe

director · Since 10/02/2020

DIRECTOR

BRITISH · ENGLAND · Age 35

Ms Kelly Louise Lowe

director · Since 10/02/2020

DIRECTOR

BRITISH · ENGLAND · Age 34

Mr Steven Robert Nowell

director · Since 10/02/2020

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Mr Phillip Mark Smith

director · Since 10/02/2020

DIRECTOR

BRITISH · ENGLAND · Age 50

Mr Steven Robert Nowell

secretary · Since 19/07/2021

Also on 1 other board

Mrs Hannah Marie Smith

director · Since 22/12/2022

DIRECTOR

BRITISH · ENGLAND · Age 33

Also on 1 other board

Persons with Significant Control

Mr Benjamin Roy Lowe

25–50% shares
25–50% votes

British · England · Age 35

The Sock Mine, Sutton In Ashfield, NG17 5LA

Notified 27/03/2023

Mrs Hannah Marie Smith

25–50% shares
25–50% votes

British · England · Age 33

The Sock Mine, Sutton In Ashfield, NG17 5LA

Notified 27/03/2023

Kelly Louise Lowe

25–50% shares
25–50% votes

British · England · Age 34

The Sock Mine, Sutton In Ashfield, NG17 5LA

Notified 27/03/2023

Former PSCs

Mr Tim Lowe

Ceased 27/03/2023

Mr Martin Lowe

Ceased 27/03/2023

Charges3 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 22/03/2023Registered 23/03/2023
Charge
outstanding

BARCLAYS BANK PLC

Created 23/01/2020Registered 08/02/2020
charge
outstanding

BARCLAYS BANK PLC

Created 30/03/2006Registered 06/04/2006
charge
satisfied

HSBC ASSET FINANCE (UK) LIMITED & HSBC EQUIPMENT (UK) LIMITED

Created 06/10/2003Registered 07/10/2003Satisfied 13/04/2006
charge
satisfied

HSBC ASSET FINANCE (UK) LIMITED & HSBC EQUIPMENT FINANCE (UK) LIMITED

Created 16/01/2002Registered 17/01/2002Satisfied 24/08/2010
charge
satisfied

HSBC BANK PLC

Created 31/08/2001Registered 06/09/2001Satisfied 24/08/2010
charge
satisfied

HSBC ASSET FINANCE (UK) LIMITED AND HSBC EQUIPMENT FINANCE (UK) LIMITED

Created 19/09/2000Registered 19/09/2000Satisfied 24/08/2010
charge
satisfied

HSBC ASSET FINANCE (UK) LIMITED & HSBC EQUIPMENT FINANCE (UK) LIMITED

Created 09/12/1999Registered 10/12/1999Satisfied 24/08/2010
charge
satisfied

MIDLAND BANK PLC

Created 06/08/1999Registered 11/08/1999Satisfied 24/08/2010
charge
satisfied

FORWARD TRUST LIMITED

Created 22/12/1997Registered 22/12/1997Satisfied 24/08/2010
charge
satisfied

MIDLAND BANK PLC

Created 18/07/1997Registered 23/07/1997Satisfied 24/08/2010
charge
satisfied

MIDLAND BANK PLC

Created 01/11/1996Registered 13/11/1996Satisfied 24/08/2010

CompanyRankvs 10+ SIC 14310 peers
75

Financial strength84th percentile among SIC peers · 21/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.46× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£358k

Balance sheet strength

Cash

£894k

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

£2.4M

Current Liabilities

£988k

Fixed Assets

£122k

Debtors

£847k

Profit After Tax

£148k

24avg. employees-2

Tax at Year End(2022)

Corp tax£127k

Balance Sheet

Bank loans & overdrafts£124k
Assets less current liabilities£1.6M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20242.46+£144k
20232.40-£1.9M
20222.20+£547k
20181.65

Derived from filed accounts. Not audited figures.