Cheltenham Estates Ltd

03279371

active

Private Limited Company

Companies House

Health Score

65 / 100

Some Concerns

25/30

Filing

10/30

Financial

30/40

Risk

No accounts filed in last 18 months (-5)
Current liabilities exceed current assets (-10)
13 outstanding charges (-10)

Details

51A LEICESTER ROAD, SALFORD, M7 4AS

Incorporated 15/11/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

secretary · Since 02/11/1997

DIRECTOR

SWISS · UNITED KINGDOM · Age 59

Also on 25 other boards

Mrs Chaya Pines

director · Since 02/11/1997

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 7 other boards

director · Since 01/10/2000

DIRECTOR

SWISS · UNITED KINGDOM · Age 59

Also on 25 other boards

Persons with Significant Control

Mrs Chaya Pines

25–50% shares

25–50% votes

British · England · Age 54

51a, Leicester Road, Salford, M7 4AS

Notified 15/11/2016

Mr Akiba Pines

25–50% shares

Swiss · United Kingdom · Age 59

51a, Leicester Road, Salford, M7 4AS

Notified 10/01/2017

Charges13 outstanding

Charge

outstanding

PARATUS AMC LIMITED

Created 02/02/2026Registered 10/02/2026

Charge

outstanding

PARATUS AMC LIMITED

Created 01/02/2026Registered 05/02/2026

Charge

outstanding

LENDCO LIMITED

Created 20/03/2024Registered 03/04/2024

Charge

outstanding

ONESAVINGS BANK PLC

Created 15/02/2023Registered 17/02/2023

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 07/07/2022Registered 11/07/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 07/07/2022Registered 11/07/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 07/07/2022Registered 11/07/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 11/07/2022Registered 11/07/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 06/04/2022Registered 14/04/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 06/04/2022Registered 14/04/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 06/04/2022Registered 14/04/2022

Charge

outstanding

PARAGON BANK PLC

Created 26/11/2021Registered 30/11/2021

Charge

outstanding

PARAGON BANK PLC

Created 06/07/2021Registered 07/07/2021

charge

satisfied

HSBC BANK PLC

Created 02/02/2007Registered 07/02/2007Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 06/11/2006Registered 07/11/2006Satisfied 20/01/2023

charge

satisfied

HSBC BANK PLC

Created 24/05/2006Registered 26/05/2006Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 09/03/2006Registered 14/03/2006Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 20/01/2006Registered 25/01/2006Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 09/09/2005Registered 10/09/2005Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 22/08/2005Registered 23/08/2005Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 17/08/2005Registered 20/08/2005Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 04/08/2005Registered 05/08/2005Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 30/03/2004Registered 02/04/2004Satisfied 14/10/2004

charge

satisfied

HSBC BANK PLC

Created 15/03/2004Registered 17/03/2004Satisfied 13/07/2017

charge

satisfied

HSBC BANK PLC

Created 10/03/2004Registered 12/03/2004Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 10/03/2004Registered 12/03/2004Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 10/03/2004Registered 12/03/2004Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 16/01/2004Registered 17/01/2004Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 07/01/2004Registered 10/01/2004Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 05/11/2003Registered 07/11/2003Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 15/10/2003Registered 29/10/2003Satisfied 09/01/2023

charge

satisfied

HSBC BANK PLC

Created 21/10/2003Registered 24/10/2003Satisfied 09/01/2023

charge

satisfied

WOOLWICH PLC

Created 06/11/2002Registered 07/11/2002

charge

satisfied

HSBC BANK PLC

Created 23/08/2002Registered 30/08/2002

charge

satisfied

HSBC BANK PLC

Created 20/08/2002Registered 24/08/2002Satisfied 11/11/2025

charge

satisfied

WOOLWICH PLC

Created 02/04/2002Registered 11/04/2002

charge

satisfied

HSBC BANK PLC

Created 04/01/2002Registered 10/01/2002

charge

satisfied

WOOLWICH PLC

Created 15/06/2001Registered 22/06/2001Satisfied 11/11/2025

charge

satisfied

WOOLWICH PLC

Created 15/06/2001Registered 22/06/2001Satisfied 07/02/2022

charge

satisfied

WOOLWICH PLC

Created 16/10/2000Registered 19/10/2000Satisfied 25/05/2021

charge

satisfied

HSBC BANK PLC

Created 04/07/2000Registered 08/07/2000Satisfied 11/11/2025

charge

satisfied

HSBC BANK PLC

Created 04/01/2000Registered 06/01/2000Satisfied 22/03/2021

charge

satisfied

MIDLAND BANK PLC

Created 19/10/1998Registered 20/10/1998Satisfied 11/11/2025

charge

satisfied

MIDLAND BANK PLC

Created 19/10/1998Registered 20/10/1998Satisfied 13/04/2021

charge

satisfied

MIDLAND BANK PLC

Created 26/08/1997Registered 27/08/1997Satisfied 11/11/2025

charge

satisfied

MIDLAND BANK PLC

Created 14/05/1997Registered 22/05/1997Satisfied 17/09/1999

charge

satisfied

MIDLAND BANK PLC

Created 14/05/1997Registered 22/05/1997Satisfied 17/09/1999

charge

satisfied

MIDLAND BANK PLC

Created 14/05/1997Registered 19/05/1997Satisfied 17/09/1999

charge

satisfied

MIDLAND BANK PLC

Created 14/05/1997Registered 19/05/1997Satisfied 17/09/1999

charge

satisfied

MIDLAND BANK PLC

Created 15/03/1997Registered 22/03/1997Satisfied 17/09/1999

CompanyRankvs 1942+ SIC 68209 peers
78

Financial strength96th percentile among SIC peers · 24/25

Employees93th percentile among SIC peers · 14/15

LiquidityCurrent ratio 4.09× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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1942Cheltenham Estates Ltd

88

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£2.0M

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£897k

Working capital

Current Assets

£1.2M

Current Liabilities

£290k

Fixed Assets

£3.8M

3avg. employees+1

Balance Sheet

Assets less current liabilities£4.7M

Prepared with Companies House

EstimatesDerived

Year	Current Ratio	Implied Profit
2024	4.09	-£12k
2023	7.52	-£136k
2022	13.85	-£23k
2021	5.15	+£38k
2020	3.88	+£41k
2019	3.06	+£39k
2018	3.35	—

Derived from filed accounts. Not audited figures.