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Clearwater Business And Financial Planning Limited

03284736

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

3 Brook Business Centre, Cowley Mill Road, Uxbridge, UB8 2FX
Incorporated 27/11/1996

Compliance

Last accounts

30/04/2026

total exemption full

Next accounts due

31/01/2028

On track

Confirmation statement

Last: 27/11/2025

Due 11/12/2026

On track

Industry

70221
Financial management
70229
Management consultancy activities

Officers

Susan Judith Laing

secretary · Since 27/11/1996

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 11 other boards

Mr John Bernard Gordon Laing

director · Since 27/11/1996

ACCOUNTANT

BRITISH · ENGLAND · Age 64

Also on 3 other boards

Susan Judith Laing

director · Since 27/11/1996

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 64

Also on 11 other boards

Susan Judith Laing

secretary · Since 27/11/1996

British

John Bernard Gordon Laing

director · Since 27/11/1996

British · England · Age 64

Susan Judith Laing

director · Since 27/11/1996

British · England · Age 64

Former

Waterlow Secretaries Limited

corporate nominee secretary · Resigned 27/11/1996

Waterlow Nominees Limited

corporate nominee director · Resigned 27/11/1996

Persons with Significant Control

Susan Judith Laing

75–100% shares
75–100% votes
Appoint directors

British · England · Age 64

3 Brook Business Centre, Uxbridge, UB8 2FX

Notified 06/04/2016

Change History

officer appointed → LAING, Susan Judith
2026-07-23
officer appointed → LAING, John Bernard Gordon
2026-07-23
officer appointed → LAING, Susan Judith
2026-07-23
status → active
2026-07-23

Active

type → ltd
2026-07-23

Private Limited Company

address line1 → 3 Brook Business Centre
2026-07-23

3 BROOK BUSINESS CENTRE

post town → Uxbridge
2026-07-23

UXBRIDGE

CompanyRankvs 260+ SIC 70221 peers
84

Financial strength91th percentile among SIC peers · 23/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 3.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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260Clearwater Business And Financial Planning Limited
84
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2026

Net Worth

£203k

Balance sheet strength

Cash

£248k

Cash in the bank

Net Current Assets

£203k

Working capital

Current Assets

£277k

Current Liabilities

£74k

Debtors

£29k

2avg. employees

Tax at Year End

Corp tax£23k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20263.75+£60k
20253.17+£25k
20241.36—

Derived from filed accounts. Not audited figures.