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Gavigan Paving Limited

03352043

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

THE OLD BARN, SWANLEY, BR8 7PA
Incorporated 14/04/1997

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43999
Specialised construction activities

Officers

Mr Michael Gavigan

director · Since 23/04/1997

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 1 other board

Caroline Gavigan

secretary · Since 24/04/1997

BRITISH

Mrs Caroline Patricia Gavigan

director · Since 19/01/2012

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 2 other boards

Persons with Significant Control

Mr Michael Gavigan

25–50% shares

British · England · Age 60

The Old Barn, Wood Street, Swanley, BR8 7PA

Notified 06/04/2016

Former PSCs

Mrs Caroline Patricia Gavigan

Ceased 26/11/2025

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/05/2017Registered 30/05/2017
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/05/2017Registered 30/05/2017
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/11/2012Registered 17/11/2012
charge
satisfied

BARCLAYS BANK PLC

Created 20/05/2010Registered 03/06/2010Satisfied 27/11/2012
charge
satisfied

BARCLAYS BANK PLC

Created 28/04/2009Registered 01/05/2009Satisfied 23/04/2012
charge
satisfied

SME INVOICE FINANCE LTD

Created 28/03/2008Registered 02/04/2008Satisfied 27/04/2012

CompanyRankvs 3123+ SIC 43999 peers
70

Financial strength97th percentile among SIC peers · 24/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.24× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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80
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1.3M

Balance sheet strength

Cash

£522k

Cash in the bank

Net Current Assets

£242k

Working capital

Current Assets

£1.2M

Current Liabilities

£990k

Fixed Assets

£2.2M

Debtors

£395k

8avg. employees

Tax at Year End

Corp tax£323k

Balance Sheet

Assets less current liabilities£2.5M
Signed by Mr Michael Gavigan 19/05/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.24+£327k
20240.72-£36k
20230.75-£150k
20221.05+£145k
20211.20—

Derived from filed accounts. Not audited figures.