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G.M. Craig (Building Contractors) Limited

03366312

active
Private Limited Company
england wales
Companies House
Health Score
67 / 100

Some Concerns

25/30
Filing
10/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

AVA LODGE, BERWICK UPON TWEED, TD15 1NP
Incorporated 07/05/1997

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 07/05/2025

Due 21/05/2026

On track

Industry

41201
Construction of commercial buildings

Officers

Mrs Linda Ellen Craig

secretary · Since 13/03/1998

SECRETARY

BRITISH · ENGLAND · Age 73

Also on 7 other boards

Mr George Maltman Craig

director · Since 13/03/1998

BUILDING CONTRACTOR

BRITISH · ENGLAND · Age 77

Also on 1 other board

Mrs Linda Ellen Craig

director · Since 13/03/1998

SECRETARY

BRITISH · ENGLAND · Age 73

Also on 7 other boards

Neil George Craig

director · Since 01/01/2012

NONE

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Mrs Linda Ellen Craig

25–50% shares
25–50% votes

British · England · Age 73

5 Riverview Park, Spittal, Berwick Upon Tweed, TD15 1QR

Notified 06/04/2016

Mr George Maltman Craig

25–50% shares
25–50% votes

British · England · Age 77

5 Riverview Park, Spittal, Berwick Upon Tweed, TD15 1QR

Notified 06/04/2016

Mr. Neil George Craig

25–50% shares
25–50% votes

British · England · Age 44

5 Sandbank, Spittal, Berwick Upon Tweed, TD15 2RP

Notified 09/06/2022

Charges4 outstanding

Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 25/10/2017Registered 26/10/2017
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 27/06/2008Registered 02/07/2008
charge
outstanding

BARCLAYS BANK PLC

Created 16/07/2003Registered 18/07/2003
charge
outstanding

BARCLAYS BANK PLC

Created 20/06/2003Registered 25/06/2003

CompanyRankvs 183+ SIC 41201 peers
79

Financial strength97th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 6.96× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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183G.M. Craig (Building Contractors) Limited
89
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£1.5M

Balance sheet strength

Cash

£129

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

£1.6M

Current Liabilities

£232k

Fixed Assets

£236k

Debtors

£245k

17avg. employees-1

Balance Sheet

Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.96+£64k
20242.44+£5k
20235.46—

Derived from filed accounts. Not audited figures.