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Galliard Holdings Limited

03368629

active
Private Limited Company
england wales
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 105 outstanding charges (-10)

Details

3RD FLOOR, STERLING HOUSE, LOUGHTON, IG10 3TS
Incorporated 09/05/1997

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 30/04/2026

Due 14/05/2027

On track

Industry

70100
Activities of head offices

Officers

Mr Jonathan Paul White

director · Since 19/12/2007

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 74

Also on 6 other boards

Mr David Edward Conway

director · Since 24/01/2011

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 47 other boards

Mr Paul Laurence Huberman

director · Since 17/02/2015

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 65

Also on 180 other boards

Mr Gary Alexander Conway

director · Since 13/12/2021

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 242 other boards

Mr Richard Mathew Conway

director · Since 13/12/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 7 other boards

Mr David Joseph Hirschfield

secretary · Since 31/12/2022

Also on 54 other boards

Mr David Joseph Hirschfield

director · Since 13/05/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 54 other boards

Mr Eli Joseph Lopes-Dias

director · Since 13/05/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 197 other boards

Mr Michael John Watson

director · Since 13/05/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 1 other board

Mrs Amanda Louise Dijk

director · Since 13/05/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 3 other boards

Persons with Significant Control

Galliard Group Limited

75–100% shares

Sterling House, Langston Road, Loughton, IG10 3TS

Reg: 07947946 · Companies House · Limited

Notified 06/04/2016

Charges105 outstanding

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REFLEX BRIDGING LIMITED

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INVESTEC BANK PLC

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REFLEX BRIDGING LIMITED

Created 02/08/2021Registered 16/08/2021
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REFLEX BRIDGING LIMITED

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OAKNORTH BANK PLC

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QIB (UK) PLC

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QIB (UK) PLC

Created 06/05/2021Registered 07/05/2021
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QIB (UK) PLC

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ABC INTERNATIONAL BANK PLC

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OAKNORTH BANK PLC

Created 08/03/2021Registered 09/03/2021
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OAKNORTH BANK PLC

Created 08/03/2021Registered 09/03/2021
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OAKNORTH BANK PLC

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NATIONAL WESTMINSTER BANK PLC

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NATIONAL WESTMINSTER BANK PLC

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QIB (UK) PLC

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QIB (UK) PLC

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LLOYDS BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 28/09/2020Registered 01/10/2020
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LLOYDS BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 11/09/2020Registered 17/09/2020
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OAKNORTH BANK PLC

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INVESTEC BANK PLC

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IRE SECURITY LIMITED

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REFLEX BRIDGING LIMITED

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BARCLAYS BANK PLC AS SECURITY AGENT

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BARCLAYS BANK PLC AS SECURITY AGENT

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PLOTPLAN LIMITED

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REFLEX BRIDGING LIMITED

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VINEPOST LIMITED

Created 30/03/2020Registered 01/04/2020
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OAKNORTH BANK PLC

Created 28/02/2020Registered 02/03/2020
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OAKNORTH BANK PLC

Created 28/02/2020Registered 02/03/2020
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IRE SECURITY LIMITED

Created 19/02/2020Registered 25/02/2020Satisfied 12/05/2021
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REFLEX BRIDGING LIMITED

Created 02/01/2020Registered 03/01/2020
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UE SFA 1 LIMITED

Created 26/04/2019Registered 01/05/2019Satisfied 01/07/2022
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UE SFA 1 LIMITED

Created 26/04/2019Registered 30/04/2019Satisfied 01/07/2022
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OAKNORTH BANK PLC AS SECURITY TRUSTEE FOR EACH OF THE FINANCE PARTIES.

Created 20/03/2019Registered 22/03/2019
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AP PROPERTY FINANCE DAC

Created 20/12/2018Registered 03/01/2019
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AP PROPERTY FINANCE DAC

Created 20/12/2018Registered 03/01/2019
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IRE SECURITY LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES (AS DEFINED IN THE ACCOMPANYIN

Created 02/08/2018Registered 06/08/2018
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outstanding

OAKNORTH BANK PLC AS SECURITY TRUSTEE FOR EACH OF THE FINANCE PARTIES (SECURITY TRUSTEE)

Created 20/07/2018Registered 25/07/2018
Charge
satisfied

IRE SECURITY LIMITED (AS SECURITY TRUSTEE)

Created 26/06/2018Registered 02/07/2018Satisfied 12/05/2021
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outstanding

AP PROPERTY FINANCE DAC

Created 04/04/2018Registered 05/04/2018
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outstanding

AP PROPERTY FINANCE DAC

Created 04/04/2018Registered 05/04/2018
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SECURITY BENEFIT CORPORATION

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SITUS ASSET MANAGEMENT LIMITED

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THE ROYAL BANK OF SCOTLAND PLC AS AGENT FOR NATIONAL WESTMINSTER BANK PLC

Created 25/08/2017Registered 04/09/2017
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Created 08/08/2017Registered 09/08/2017
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satisfied

QIB (UK) PLC

Created 07/07/2017Registered 12/07/2017Satisfied 24/12/2020
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satisfied

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Created 07/07/2017Registered 12/07/2017Satisfied 24/12/2020
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outstanding

OAKNORTH BANK LIMITED

Created 20/06/2017Registered 23/06/2017
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satisfied

WILMINGTON TRUST (LONDON) LIMITED

Created 22/12/2016Registered 22/12/2016Satisfied 03/05/2018
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outstanding

LLOYDS BANK PLC AS SECURITY AGENT

Created 02/08/2016Registered 09/08/2016
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outstanding

LLOYDS BANK PLC AS SECURITY AGENT

Created 02/08/2016Registered 09/08/2016
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outstanding

CLYDESDALE BANK PLC

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CLYDESDALE BANK PLC

Created 31/05/2016Registered 09/06/2016
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outstanding

CPB RESIDENTIAL FINANCE LIMITED

Created 05/11/2015Registered 12/11/2015
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outstanding

INGENIOUS REAL ESTATE FINANCE LLP

Created 29/09/2015Registered 19/10/2015
Charge
satisfied

LONGBOW INVESTMENT NO. 3 S.A R.L

Created 25/08/2015Registered 10/09/2015Satisfied 13/05/2016
Charge
satisfied

LONGBOW INVESTMENT NO. 3 S.A R.L

Created 25/08/2015Registered 10/09/2015Satisfied 13/05/2016
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outstanding

TITLESTONE REAL ESTATE STRATFORD LIMITED

Created 17/06/2015Registered 19/06/2015
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outstanding

INVESTEC BANK PLC

Created 30/04/2015Registered 01/05/2015
Charge
outstanding

INVESTEC BANK PLC

Created 03/03/2015Registered 06/03/2015
Charge
satisfied

WILMINGTON TRUST (LONDON) LIMITED

Created 27/11/2014Registered 28/11/2014Satisfied 03/05/2018
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 25/11/2014Registered 27/11/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 31/10/2014Registered 06/11/2014
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outstanding

BARCLAYS BANK PLC

Created 31/10/2014Registered 06/11/2014
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outstanding

INESTEC BANK PLC

Created 30/10/2014Registered 04/11/2014
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outstanding

BARCLAYS BANK PLC

Created 15/10/2014Registered 21/10/2014
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outstanding

BARCLAYS BANK PLC

Created 15/10/2014Registered 21/10/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 15/10/2014Registered 21/10/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 09/09/2014Registered 11/09/2014
Charge
outstanding

CPB RESIDENTIAL FINANCE LIMITED

Created 09/09/2014Registered 11/09/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 09/09/2014Registered 11/09/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 09/09/2014Registered 11/09/2014
Charge
satisfied

SANNE FIDUCIARY SERVICES LIMITED

Created 15/08/2014Registered 22/08/2014Satisfied 09/01/2025
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC AS SECURITY AGENT FOR ITSELF AND THE OTHER FINANCE PARTIES

Created 07/07/2014Registered 23/07/2014
Charge
outstanding

INGENIOUS REAL ESTATE ENTERPRISES 2 LIMITED

Created 04/07/2014Registered 08/07/2014
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC AS SECURITY AGENT FOR THE FINANCE PARTIES

Created 05/06/2014Registered 11/06/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 29/01/2014Registered 07/02/2014Satisfied 17/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 29/01/2014Registered 07/02/2014Satisfied 17/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 22/01/2014Registered 30/01/2014Satisfied 29/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 22/01/2014Registered 30/01/2014Satisfied 29/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 22/01/2014Registered 30/01/2014Satisfied 29/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 22/01/2014Registered 30/01/2014Satisfied 29/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 22/01/2014Registered 30/01/2014Satisfied 29/09/2014
Charge
satisfied

LONDON RESIDENTIAL II S.A.R.L

Created 22/01/2014Registered 30/01/2014Satisfied 29/09/2014
Charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 23/12/2013Registered 27/12/2013Satisfied 17/10/2014
charge
outstanding

NATIONAL ASSET LOAN MANAGEMENT LIMITED (THE SECURITY TRUSTEE)

Created 28/03/2013Registered 06/04/2013
charge
outstanding

NATIONAL ASSET LOAN MANAGEMENT LIMITED (THE SECURITY TRUSTEE)

Created 28/03/2013Registered 06/04/2013
charge
satisfied

LLOYDS TSB BANK PLC

Created 18/03/2013Registered 25/03/2013Satisfied 14/11/2014
charge
outstanding

ALPHA BANK LONDON LIMITED (THE "SENIOR CREDITOR")

Created 08/03/2013Registered 16/03/2013
charge
outstanding

ALPHA BANK LONDON LIMITED

Created 08/03/2013Registered 16/03/2013
charge
outstanding

ABBEY NATIONAL TREASURY SERVICES PLC

Created 09/08/2012Registered 15/08/2012
charge
satisfied

BARCLAYS BANK PLC (THE SECURITY TRUSTEE)

Created 19/03/2012Registered 20/03/2012Satisfied 18/11/2014
charge
outstanding

NATIONAL ASSET LOAN MANAGEMENT LIMITED

Created 27/07/2011Registered 05/08/2011
charge
outstanding

NATIONAL ASSET LOAN MANAGEMENT LIMITED

Created 27/07/2011Registered 05/08/2011
charge
satisfied

BARCLAYS BANK PLC

Created 06/04/2011Registered 11/04/2011Satisfied 18/11/2014
charge
satisfied

BARCLAYS BANK PLC

Created 17/03/2011Registered 22/03/2011Satisfied 14/11/2014
charge
outstanding

ANGLO IRISH BANK CORPORATION LIMITED

Created 13/11/2009Registered 24/11/2009

CompanyRankvs 70590+ SIC 70100 peers
39

Financial strength99th percentile among SIC peers · 25/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.07× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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7059Galliard Holdings Limited
59
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£38.2M

Balance sheet strength

Cash

£2.6M

Cash in the bank

Profit Before Tax

-£10.4M

Bottom line earnings

Net Current Assets

-£218.0M

Working capital

Current Assets

£15.4M

Current Liabilities

£233.4M

Debtors

£12.1M

Admin Expenses

£4.5M

Profit After Tax

-£10.0M

0avg. employees

Tax at Year End(2024)

Corp tax£0

Balance Sheet

Assets less current liabilities£42.5M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.07-£10.0M
20240.07—

Derived from filed accounts. Not audited figures.