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Lower Hope Fruit Limited

03383099

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

LOWER HOPE, HEREFORD, HR1 3JF
Incorporated 06/06/1997

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

01240
Growing of pome fruits and stone fruits

Officers

Mrs Sylvia Ann Richards

director · Since 02/07/1997

DIRECTOR

BRITISH · UNITED KINGDOM · Age 84

Also on 8 other boards

Mr Robert Graham Woolf

director · Since 30/05/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Also on 2 other boards

Mrs Karen Elizabeth Frost

director · Since 25/03/2026

BRITISH · ENGLAND · Age 66

Also on 1 other board

Mr Robert Graham Woolf

secretary · Since 25/03/2026

Also on 2 other boards

Mr David Edward Stout

director · Since 25/03/2026

BRITISH · ENGLAND · Age 66

Mr James John Waltham

director · Since 25/03/2026

BRITISH · ENGLAND · Age 51

Also on 3 other boards

Mr Peter Michael Dines

director · Since 17/04/2026

BRITISH · ENGLAND · Age 53

Also on 7 other boards

Persons with Significant Control

Mr Gregory Richard Baker

ownership-of-shares-25-to-50-percent-as-trust
voting-rights-25-to-50-percent-as-trust

British · England · Age 64

48, Broadway, Peterborough, PE1 1YW

Notified 08/06/2022

Mr Michael John Argyle

ownership-of-shares-25-to-50-percent-as-trust
voting-rights-25-to-50-percent-as-trust

British · United Kingdom · Age 65

3, Castlegate, Grantham, NG31 6SF

Notified 08/06/2022

Mrs Sylvia Anne Richards

25–50% shares
ownership-of-shares-25-to-50-percent-as-trust
25–50% votes
voting-rights-25-to-50-percent-as-trust

British · United Kingdom · Age 84

Lower Hope, Hereford, HR1 3JF

Notified 08/06/2022

Former PSCs

Mr William Samuel Clive Richards

Ceased 15/04/2021

Mr Simon David Wells

Ceased 08/06/2022

Charges4 outstanding

Charge
outstanding

HSBC BANK PLC

Created 31/01/2017Registered 01/02/2017
charge
outstanding

AMC BANK LIMITED

Created 15/02/2005Registered 19/02/2005
charge
outstanding

AMC BANK LIMITED (BY A TRANSFER OF MORTGAGES DATED 10 JULY 1998)

Created 08/03/1990Registered 22/03/2001
charge
outstanding

MIDLAND BANK PLC

Created 28/05/1998Registered 30/05/1998

CompanyRankvs 15+ SIC 01240 peers
77

Financial strength89th percentile among SIC peers · 22/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.51× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£2.9M

Balance sheet strength

Cash

£468k

Cash in the bank

Net Current Assets

£899k

Working capital

Current Assets

£1.3M

Current Liabilities

£358k

Fixed Assets

£2.1M

Debtors

£552k

85avg. employees+16

Balance Sheet

Assets less current liabilities£3.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.51+£464k
20251.79-£50k
20241.22-£387k
20231.74

Derived from filed accounts. Not audited figures.