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Whitlock & Lowe Ltd

03453676

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

THE MILLWORKS HEATH MILL ROAD, WOLVERHAMPTON, WV5 8AP
Incorporated 22/10/1997

Compliance

Last accounts

30/06/2025

full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 04/11/2025

Due 18/11/2026

On track

Industry

16230
Manufacture of other builders' carpentry and joinery
41202
Construction of domestic buildings

Officers

Mr Warren James Michael Lowe

director · Since 26/03/2009

DIRECTOR

ENGLISH · ENGLAND · Age 54

Also on 2 other boards

Miss Penny Louise Whitlock

director · Since 03/06/2013

DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 3 other boards

Mr Jack Andrew Whitlock

director · Since 01/06/2015

DIRECTOR

BRITISH · ENGLAND · Age 31

Also on 10 other boards

Persons with Significant Control

Prime Oak Ltd

75–100% shares

Whitehouse Farm, Whitehouse Lane, Swindon, DY3 4PE

Notified 06/04/2016

Former PSCs

Mr Andrew Philip Christopher Whitlock

Ceased 06/04/2016

Charges0 outstanding

Charge
satisfied

BARCLAYS BANK PLC

Created 06/01/2021Registered 07/01/2021Satisfied 15/08/2022

CompanyRankvs 26+ SIC 16230 peers
80

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.52× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

is sufficient and appropriate to provide a basis for our opinion. Page 7 Whitlock & Lowe Ltd Independent Auditor's Report to the Members of Whitlock & Lowe Ltd Conclusions relating to going concern We are responsible for concluding on the appropriateness of the directors' use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material unce

Key FinancialsYear ending 30/06/2025

Turnover

£14.1M

Annual revenue

Net Worth

£10.2M

Balance sheet strength

Cash

£1.5M

Cash in the bank

Profit Before Tax

£1.4M

Bottom line earnings

Net Current Assets

£6.6M

Working capital

Current Assets

£11.0M

Current Liabilities

£4.4M

Fixed Assets

£3.9M

Debtors

£2.3M

Cost of Sales

£8.2M

Gross Profit

£5.9M

Admin Expenses

£4.5M

Profit After Tax

£1.2M

59avg. employees

Tax at Year End

Dividends paid-£100k

People Costs

Wages & salaries£2.0M
NI contributions£226k

Balance Sheet

Assets less current liabilities£10.5M
Signed by Class 1Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20252.52+£0
20252.52

Derived from filed accounts. Not audited figures.