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Arff Ltd

03475960

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 36 outstanding charges (-10)

Details

MARSH HOUSE, TAUNTON, TA2 8HH
Incorporated 04/12/1997

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Robert Foster Flatt

director · Since 04/12/1997

DIRECTOR

BRITISH · GUERNSEY · Age 57

Also on 5 other boards

Diane Elizabeth Flatt

secretary · Since 01/06/2004

BRITISH

Ms Anna Elizabeth Foster Flatt

director · Since 05/04/2025

STUDENT

BRITISH · ENGLAND · Age 22

Mr James Thomas Foster Flatt

director · Since 05/04/2025

STUDENT

BRITISH · ENGLAND · Age 24

Persons with Significant Control

Mr Andrew Robert Foster Flat

75–100% shares

British · England · Age 57

Marsh House, Taunton, TA2 8HH

Notified 10/06/2016

Charges36 outstanding

Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 04/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 04/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 01/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 01/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 01/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 01/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 01/11/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 31/10/2024Registered 01/11/2024
Charge
outstanding

ARBUTHNOT LATHAM & CO,. LIMITED

Created 01/02/2023Registered 10/02/2023
Charge
outstanding

ARBUTHNOT LATHAM & CO., LIMITED

Created 30/09/2022Registered 05/10/2022
Charge
outstanding

ARBUTHNOT LATHAM & CO., LIMITED

Created 30/09/2022Registered 03/10/2022
Charge
outstanding

ARBUTHNOT LATHAM & CO,. LIMITED

Created 11/06/2021Registered 21/06/2021
Charge
outstanding

ARBUTHNOT LATHAM & CO LIMITED

Created 01/11/2017Registered 06/11/2017
charge
satisfied

BARCLAYS BANK PLC

Created 16/12/2008Registered 17/12/2008Satisfied 22/11/2017
charge
outstanding

BARCLAYS BANK PLC

Created 21/11/2008Registered 25/11/2008
charge
outstanding

BARCLAYS BANK PLC

Created 12/09/2008Registered 17/09/2008
charge
outstanding

BARCLAYS BANK PLC

Created 29/08/2008Registered 10/09/2008
charge
outstanding

BARCLAYS BANK PLC

Created 29/08/2008Registered 10/09/2008
charge
outstanding

BARCLAYS BANK PLC

Created 29/08/2008Registered 10/09/2008
charge
outstanding

BARCLAYS BANK PLC

Created 29/08/2008Registered 10/09/2008
charge
outstanding

NORTHERN ROCK PLC

Created 27/09/2004Registered 02/10/2004
charge
outstanding

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004
charge
outstanding

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004
charge
satisfied

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004Satisfied 22/11/2017
charge
outstanding

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004
charge
outstanding

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004
charge
outstanding

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004
charge
outstanding

NORTHERN ROCK PLC

Created 29/06/2004Registered 06/07/2004
charge
outstanding

WOOLWICH PLC

Created 08/10/2001Registered 10/10/2001
charge
satisfied

WOOLWICH PLC

Created 08/10/2001Registered 10/10/2001Satisfied 28/01/2005
charge
satisfied

WOOLWICH PLC

Created 24/08/2001Registered 30/08/2001Satisfied 28/01/2005
charge
outstanding

WOOLWICH PLC

Created 24/08/2001Registered 30/08/2001
charge
outstanding

WOOLWICH PLC

Created 18/07/2001Registered 02/08/2001
charge
outstanding

WOOLWICH PLC

Created 23/07/2001Registered 02/08/2001
charge
satisfied

WOOLWICH PLC

Created 18/07/2001Registered 02/08/2001Satisfied 28/01/2005
charge
satisfied

WOOLWICH PLC

Created 23/07/2001Registered 02/08/2001Satisfied 28/01/2005
charge
satisfied

WOOLWICH PLC

Created 06/07/2001Registered 12/07/2001Satisfied 28/01/2005
charge
outstanding

WOOLWICH PLC

Created 06/07/2001Registered 12/07/2001
charge
outstanding

WOOLWICH PLC

Created 30/05/2001Registered 01/06/2001
charge
outstanding

WOOLWICH PLC

Created 30/05/2001Registered 01/06/2001
charge
outstanding

WOOLWICH PLC

Created 04/05/2001Registered 09/05/2001
charge
satisfied

WOOLWICH PLC

Created 04/05/2001Registered 09/05/2001Satisfied 22/11/2017
charge
satisfied

WOOLWICH PLC

Created 27/02/2001Registered 03/03/2001Satisfied 28/01/2005
charge
outstanding

WOOLWICH PLC

Created 27/02/2001Registered 28/02/2001
charge
satisfied

BARCLAYS BANK PLC

Created 13/11/1998Registered 27/11/1998Satisfied 28/01/2005
charge
outstanding

BARCLAYS BANK PLC

Created 13/11/1998Registered 20/11/1998

CompanyRankvs 21556+ SIC 68209 peers
64

Financial strength95th percentile among SIC peers · 24/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 73.7× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.4M

Balance sheet strength

Cash

£10k

Cash in the bank

Net Current Assets

£196k

Working capital

Current Assets

£199k

Current Liabilities

£3k

Fixed Assets

£3.6M

Debtors

£189k

Tax at Year End(2021)

Corp tax£5k

Director Loans

Company owes directors£62k
Directors owe company£189k

Balance Sheet

Assets less current liabilities£3.8M
Signed by Mr Andrew Flatt 10 September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202473.70-£95k
20230.18-£94k
202189.12+£12k
2020-£17k
2019+£26k

Derived from filed accounts. Not audited figures.