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Spruce Investments Limited

03476700

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 14 outstanding charges (-10)

Details

52 Highlands Road, Leatherhead, KT22 8NJ
Incorporated 05/12/1997

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 02/12/2025

Due 16/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Sharon Julia Pavey

director · Since 05/12/1997

British · England · Age 64

Stephen Richard Pavey

director · Since 05/12/1997

British · England · Age 65

Former

London Law Secretarial Limited

corporate nominee secretary · Resigned 05/12/1997

London Law Services Limited

corporate nominee director · Resigned 05/12/1997

Stephen Richard Pavey

secretary · Resigned 30/06/2002

Christopher Michael Shepherd

secretary · Resigned 31/12/2019

Persons with Significant Control

Mr Stephen Richard Pavey

50–75% shares

British · England · Age 65

52 Highlands Road, Leatherhead, KT22 8NJ

Notified 01/07/2016

Mrs Sharon Julia Pavey

25–50% shares

British · England · Age 64

52 Highlands Road, Leatherhead, KT22 8NJ

Notified 01/07/2016

Charges14 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/12/2009Registered 05/06/2010
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/12/2009Registered 04/12/2009
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 24/11/2009Registered 26/11/2009
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 16/08/2007Registered 29/08/2007
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 17/03/2005Registered 05/04/2005
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 17/03/2005Registered 05/04/2005
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/10/2004Registered 27/10/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 20/10/2004Registered 22/10/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 20/10/2004Registered 22/10/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 20/10/2004Registered 22/10/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 20/10/2004Registered 22/10/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 10/06/2002Registered 12/06/2002
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/04/1998Registered 01/05/1998
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/04/1998Registered 01/05/1998

Change History

status → active
2026-06-09

Active

type → ltd
2026-06-09

Private Limited Company

address line1 → 52 Highlands Road
2026-06-09

52 HIGHLANDS ROAD

post town → Leatherhead
2026-06-09

LEATHERHEAD

officer appointed → PAVEY, Sharon Julia
2026-06-09
officer appointed → PAVEY, Stephen Richard
2026-06-09

CompanyRankvs 62895+ SIC 68209 peers
50

Financial strength99th percentile among SIC peers · 25/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.31× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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62895Spruce Investments Limited
60
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£5.0M

Balance sheet strength

Cash

£66k

Cash in the bank

Net Current Assets

£248k

Working capital

Current Assets

£309k

Current Liabilities

£1.0M

Fixed Assets

£6.2M

Debtors

£243k

0avg. employees-3

Tax at Year End

Corp tax£21k

Balance Sheet

Assets less current liabilities£6.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.31-£3k
20244.62+£86k
20238.33-£208k
20225.62+£39k
20214.94+£644k
20204.73+£169k
20192.67+£278k
20177.16—

Derived from filed accounts. Not audited figures.