Echobay Properties Limited

03508749

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
38 outstanding charges (-10)

Details

LYLE TERRACE, PARTINGTON, M31 4BU

Incorporated 12/02/1998

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

secretary · Since 16/09/1998

BRITISH · Age 58

Steven Stuart Spencer

director · Since 16/09/1998

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Also on 9 other boards

Persons with Significant Control

Mr Steven Stuart Spencer

50–75% shares

50–75% votes

Appoint directors

British · England · Age 59

Lyle Terrace, Warburton Lane, Partington, M31 4BU

Notified 06/04/2016

Mrs Lisa Spencer

25–50% shares

25–50% votes

Appoint directors

British · England · Age 58

Lyle Terrace, Warburton Lane, Partington, M31 4BU

Notified 06/04/2016

Mr Stephen Stuart Spencer

50–75% shares

50–75% votes

Appoint directors

British · England · Age 59

Lyle Terrace, Warburton Lane, Partington, M31 4BU

Notified 06/04/2016

Charges38 outstanding

Charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 25/01/2016Registered 27/01/2016

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 09/09/2008Registered 12/09/2008

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 26/08/2008Registered 28/08/2008

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 02/04/2008Registered 04/04/2008

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 05/01/2007Registered 10/01/2007

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 23/06/2006Registered 28/06/2006

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 03/01/2006Registered 05/01/2006

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 03/01/2006Registered 05/01/2006

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 05/05/2005Registered 14/05/2005

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/04/2005Registered 08/04/2005

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 21/01/2005Registered 07/02/2005

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 31/01/2005Registered 02/02/2005

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 30/04/2004Registered 06/05/2004

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 12/09/2003Registered 17/09/2003

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 08/09/2003Registered 10/09/2003

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/08/2003Registered 06/08/2003

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 11/07/2003Registered 18/07/2003

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 19/06/2003Registered 24/06/2003

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 02/09/2002Registered 05/09/2002

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/07/2002Registered 09/07/2002

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 28/02/2002Registered 07/03/2002

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/01/2002Registered 09/01/2002

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 07/01/2002Registered 09/01/2002

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 29/06/2001Registered 04/07/2001

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 29/06/2001Registered 04/07/2001

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 26/06/2001Registered 04/07/2001

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 29/05/2001Registered 31/05/2001

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 10/11/2000Registered 15/11/2000

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 08/05/2000Registered 11/05/2000

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 23/12/1999Registered 24/12/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 29/06/1999Registered 07/07/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 29/06/1999Registered 07/07/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 26/05/1999Registered 12/06/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 26/05/1999Registered 12/06/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 26/05/1999Registered 02/06/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 23/03/1999Registered 07/04/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 23/03/1999Registered 07/04/1999

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 18/02/1999Registered 02/03/1999

CompanyRankvs 5078+ SIC 68209 peers
75

Financial strength92th percentile among SIC peers · 23/25

Employees77th percentile among SIC peers · 12/15

LiquidityCurrent ratio 3.23× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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5078Echobay Properties Limited

85

How is this score calculated?

Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£755k

Balance sheet strength

Cash

£182k

Cash in the bank

Net Current Assets

£143k

Working capital

Current Assets

£207k

Current Liabilities

£64k

Fixed Assets

£612k

Debtors

£24k

2avg. employees

Balance Sheet

Assets less current liabilities£755k

Prepared with Capium Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	3.23	+£0
2025	3.23	-£10k
2024	4.96	+£10k
2023	3.57	—

Derived from filed accounts. Not audited figures.