Bullfinch Homes Limited

03529981

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
10 outstanding charges (-10)

Details

COOTES LODGE THORNFORD ROAD, NEWBURY, RG19 8EL

Incorporated 18/03/1998

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 18/03/2026

Due 01/04/2027

On track

Industry

41202

Construction of domestic buildings

68209

Other letting and operating of own or leased real estate

Officers

Mrs Claire Barnes

secretary · Since 18/03/1998

OFFICE ADMINISTRATOR

ENGLISH · ENGLAND · Age 66

Also on 5 other boards

Mrs Claire Barnes

director · Since 18/03/1998

OFFICE ADMINISTRATOR

ENGLISH · ENGLAND · Age 66

Also on 5 other boards

Mr Michael Antony Barnes

director · Since 18/03/1998

CARPENTER

ENGLISH · ENGLAND · Age 67

Also on 1 other board

Persons with Significant Control

Mrs Claire Barnes

25–50% shares

25–50% votes

English · England · Age 66

Cootes Lodge, Thornford Road, Newbury, RG19 8EL

Notified 06/04/2016

Mr Michael Antony Barnes

25–50% shares

25–50% votes

English · England · Age 67

Cootes Lodge, Thornford Road, Newbury, RG19 8EL

Notified 06/04/2016

Charges10 outstanding

Charge

outstanding

HANDELSBANKEN PLC

Created 19/12/2024Registered 19/12/2024

Charge

outstanding

HANDELSBANKEN PLC

Created 13/12/2019Registered 20/12/2019

Charge

outstanding

HANDELSBANKEN PLC

Created 13/12/2019Registered 20/12/2019

Charge

outstanding

KHANUS MIAH

Created 06/11/2017Registered 20/11/2017

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 03/11/2017Registered 06/11/2017

Charge

satisfied

NEWBURY BUILDING SOCIETY

Created 17/09/2015Registered 06/10/2015Satisfied 18/10/2018

Charge

satisfied

NEWBURY BUILDING SOCIETY

Created 17/09/2015Registered 06/10/2015Satisfied 18/10/2018

Charge

satisfied

NEWBURY BUILDING SOCIETY

Created 13/12/2013Registered 23/12/2013Satisfied 18/06/2016

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 14/01/2013Registered 23/01/2013

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 14/01/2013Registered 23/01/2013

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 31/08/2012Registered 06/09/2012Satisfied 18/06/2016

charge

outstanding

NEWBURY BUILDING SOCIETY

Created 31/08/2012Registered 04/09/2012

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/12/2011Registered 23/12/2011

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/12/2011Registered 22/12/2011

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 28/08/2008Registered 30/08/2008Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 12/03/2008Registered 13/03/2008Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 12/10/2007Registered 18/10/2007Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/02/2007Registered 07/03/2007Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 21/09/2006Registered 03/10/2006Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 04/08/2006Registered 08/08/2006Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 11/11/2003Registered 19/11/2003Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/10/2003Registered 04/10/2003Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 29/09/2003Registered 03/10/2003Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 12/02/2003Registered 14/02/2003Satisfied 05/01/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 11/11/2002Registered 13/11/2002Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 11/11/2002Registered 13/11/2002Satisfied 28/02/2013

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 06/11/2002Registered 11/11/2002Satisfied 28/02/2013

charge

satisfied

YORKSHIRE BANK PLC

Created 25/07/2001Registered 26/07/2001Satisfied 19/11/2002

charge

satisfied

YORKSHIRE BANK PLC

Created 22/12/2000Registered 23/12/2000Satisfied 19/11/2002

charge

satisfied

YORKSHIRE BANK PLC

Created 22/02/2000Registered 08/03/2000Satisfied 19/11/2002

charge

satisfied

YORKSHIRE BANK PLC

Created 01/02/2000Registered 03/02/2000Satisfied 16/02/2001

charge

satisfied

YORKSHIRE BANK PLC

Created 08/07/1999Registered 09/07/1999Satisfied 19/11/2002

charge

satisfied

YORKSHIRE BANK PLC

Created 15/05/1998Registered 23/05/1998Satisfied 19/01/2000

charge

satisfied

YORKSHIRE BANK PLC

Created 14/04/1998Registered 28/04/1998Satisfied 19/11/2002

CompanyRankvs 1184+ SIC 41202 peers
74

Financial strength99th percentile among SIC peers · 25/25

Employees62th percentile among SIC peers · 9/15

LiquidityCurrent ratio 14.92× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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1184Bullfinch Homes Limited

84

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3.4M

Balance sheet strength

Cash

£23k

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.2M

Current Liabilities

£78k

Fixed Assets

£5.4M

Debtors

£20k

2avg. employees

Tax at Year End

Corp tax£13k

Balance Sheet

Bank loans & overdrafts£2.3M

Assets less current liabilities£6.5M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	14.92	+£158k
2024	21.33	-£43k
2023	19.20	-£16k
2022	20.44	+£32k
2021	16.48	+£62k
2020	17.40	-£51k
2019	7.89	+£2.9M
2017	3.71	—

Derived from filed accounts. Not audited figures.