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M.T. Richardson Limited

03584644

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

AVA LODGE, BERWICK UPON TWEED, TD15 1NP
Incorporated 19/06/1998

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 19/06/2025

Due 03/07/2026

On track

Industry

41201
Construction of commercial buildings

Officers

Mr Michael Thomas Richardson

director · Since 19/06/1998

BUILDING CONTRACTOR

BRITISH · ENGLAND · Age 68

Michael Thomas Richardson

secretary · Since 31/07/2014

BRITISH

Persons with Significant Control

Mr Michael Thomas Richardson

50–75% shares
50–75% votes

British · England · Age 68

Ava Lodge, Castle Terrace, Berwick Upon Tweed, TD15 1NP

Notified 06/04/2016

Mrs Anne Teresa Richardson

25–50% shares
25–50% votes

British · England · Age 63

17 West End Road, Tweedmouth, Berwick Upon Tweed, TD15 2HL

Notified 14/06/2019

Charges1 outstanding

charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 19/03/2001Registered 22/03/2001

CompanyRankvs 187+ SIC 41201 peers
79

Financial strength97th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.6× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£272k

Cash in the bank

Net Current Assets

£771k

Working capital

Current Assets

£1.1M

Current Liabilities

£297k

Fixed Assets

£833k

Debtors

£707k

20avg. employees

Balance Sheet

Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.60+£0
20253.60+£51k
20243.32+£273k
20233.12

Derived from filed accounts. Not audited figures.