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P.H. Insulations Limited

03589574

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

UNIT B SK14 INDUSTRIAL ESTATE, HYDE, SK14 4QF
Incorporated 29/06/1998

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Freda Deborah Howarth

secretary · Since 29/06/1998

BRITISH

Mr Paul Howarth

director · Since 29/06/1998

INSULATION CONTRACTOR

BRITISH · UNITED KINGDOM · Age 70

Also on 1 other board

Mr Colin Howarth

director · Since 09/07/2026

BRITISH · ENGLAND · Age 45

Mrs Kelly Howarth-Abbott

director · Since 09/07/2026

BRITISH · ENGLAND · Age 43

Persons with Significant Control

Mrs Freda Deborah Howarth

25–50% shares
25–50% votes

British · England · Age 70

Unit B, Sk14 Industrial Estate, Hyde, SK14 4QF

Notified 01/06/2017

Mr Paul Howarth

25–50% shares
25–50% votes

British · England · Age 70

Unit B, Sk14 Industrial Estate, Hyde, SK14 4QF

Notified 09/07/2026

Charges2 outstanding

Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 30/03/2016Registered 05/04/2016Satisfied 23/12/2021
charge
outstanding

CBRE LIONBROOK (GENERAL PARTNER) LIMITED AND LIONBROOK PROPERTY PARTNERSHIP NOMINEE NO.1 LIMITE

Created 29/02/2012Registered 02/03/2012
charge
outstanding

ALBERT BRYAN MORRALL AND CHRISTOPHER JOHN SHAW

Created 27/01/2006Registered 28/01/2006

CompanyRankvs 867+ SIC 41100 peers
77

Financial strength91th percentile among SIC peers · 23/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.19× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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867P.H. Insulations Limited
87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£638k

Balance sheet strength

Cash

£559k

Cash in the bank

Net Current Assets

£550k

Working capital

Current Assets

£1.0M

Current Liabilities

£460k

Fixed Assets

£94k

Debtors

£302k

4avg. employees

Balance Sheet

Assets less current liabilities£643k
Signed by 2024-07-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20252.19+£67k
20242.79+£152k
20231.59—

Derived from filed accounts. Not audited figures.