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Carmel Clothing Limited

03613529

active
Private Limited Company
Companies House
Health Score
67 / 100

Some Concerns

25/30
Filing
10/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

UNIT 1, LONDON, NW5 3AN
Incorporated 11/08/1998

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

13921
Manufacture of soft furnishings
46420
Wholesale of clothing and footwear

Officers

Mr Reuben Edward Elias

director · Since 11/08/1998

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Reuben Elias

secretary · Since 11/08/1998

DIRECTOR

BRITISH · Age 54

Mr Simon Lee Blayne

director · Since 01/07/2007

PRODUCTION DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 2 other boards

Mr Darren Jacobs

director · Since 01/10/2014

PRODUCTION MANAGER

BRITISH · LONDON · Age 44

Miss Deborah Elizabeth Edwards

director · Since 01/10/2017

DESIGN DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Mr Cory Paul Adshead

director · Since 01/01/2019

SALES DIRECTOR

NEW ZEALANDER · UNITED KINGDOM · Age 49

Mr Howard Fox Fca Atii

director · Since 11/12/2024

CHARTERED ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 73

Also on 1 other board

Persons with Significant Control

Carmel Clothing Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Unit 1, 55-57 Holmes Road, London, NW5 3AN

Reg: 16466202 · United Kingdom · Limited Company

Notified 29/07/2025

Former PSCs

Mr Reuben Elias

Ceased 29/07/2025

Mr Simon Lee Blayne

Ceased 29/07/2025

Mrs Esther Yael Marlow

Ceased 29/07/2025

Charges4 outstanding

Charge
outstanding

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outstanding

HSBC UK BANK PLC

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outstanding

HSBC UK BANK PLC

Created 15/12/2025Registered 16/12/2025
Charge
outstanding

HSBC INVOICE FINANCE (UK) LIMITED

Created 12/11/2025Registered 19/11/2025
Charge
satisfied

INVESTEC BANK PLC

Created 11/01/2021Registered 12/01/2021Satisfied 12/03/2026
Charge
satisfied

INVESTEC BANK PLC

Created 13/02/2017Registered 14/02/2017Satisfied 12/03/2026
Charge
satisfied

INVESTEC BANK PLC

Created 30/01/2015Registered 05/02/2015Satisfied 12/03/2026
Charge
satisfied

INVESTEC BANK PLC

Created 31/10/2013Registered 06/11/2013Satisfied 15/04/2026

CompanyRankvs 62+ SIC 13921 peers
62

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.07× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/12/2024

Net Worth

£12.3M

Balance sheet strength

Cash

£779k

Cash in the bank

Net Current Assets

£2.0M

Working capital

Current Assets

£31.6M

Current Liabilities

£29.6M

Fixed Assets

£10.3M

Debtors

£16.1M

Profit After Tax

-£3.3M

151avg. employees-8

Tax at Year End

Corp tax£1.7M
Dividends paid£600k

People Costs(2023)

Wages & salaries£5.3M

Balance Sheet

Bank loans & overdrafts£781k
Assets less current liabilities£12.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.07-£6.6M

Derived from filed accounts. Not audited figures.