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Circle Financial Services Limited

03657694

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

118 Holyhead Road, Coventry, West Midlands, CV1 3LY
Incorporated 28/10/1998

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 28/10/2025

Due 11/11/2026

On track

Industry

66110
Administration of financial markets

Officers

Mr Anthony John Norcott

director · Since 28/10/1998

DIRECTOR

BRITISH · ENGLAND · Age 82

Also on 8 other boards

Mrs Emma Louise Ainscough

secretary · Since 19/09/2007

COMPANY SECRETARY

BRITISH · Age 56

Also on 1 other board

Ms Louise Claro

director · Since 10/03/2014

INDEPENDANT FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 55

Mr Keith Adrian Brown

director · Since 01/03/2026

BRITISH · UNITED KINGDOM · Age 59

Anthony John Norcott

director · Since 28/10/1998

British · England · Age 82

Francis Peter Gower Smith

director · Since 01/05/2006

British · United Kingdom · Age 68

Emma Louise Ainscough

secretary · Since 19/09/2007

British

Louise Claro

director · Since 10/03/2014

British · United Kingdom · Age 55

Keith Adrian Brown

director · Since 01/03/2026

British · United Kingdom · Age 59

Former

Temple Secretaries Limited

corporate nominee secretary · Resigned 28/10/1998

Company Directors Limited

corporate nominee director · Resigned 28/10/1998

Adrian Derek Weston

director · Resigned 14/02/2003

Paul James Brady

director · Resigned 31/05/2004

David Reeves

director · Resigned 01/12/2004

Ronald Stanley Cook

secretary · Resigned 02/06/2007

Stephen Phillips

director · Resigned 04/09/2007

James Shields

director · Resigned 30/04/2024

Laurence Brown

director · Resigned 02/12/2024

Mr Francis Peter Gower Smith

director · Resigned 31/07/2026

Persons with Significant Control

Circle 1991 Limited

75–100% shares
75–100% votes

118, Holyhead Road, Coventry, CV1 3LY

Reg: 12508077 · England And Wales · English Limited Company

Notified 30/10/2020

Former PSCs

Circle1991 Ltd

Ceased 30/10/2020

Charges1 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 08/04/2025Registered 11/04/2025
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 02/04/2007Registered 07/04/2007Satisfied 12/04/2025

Change History

officer appointedAINSCOUGH, Emma Louise
2026-07-26
officer appointedBROWN, Keith Adrian
2026-07-26
officer appointedCLARO, Louise
2026-07-26
officer appointedGOWER SMITH, Francis Peter
2026-07-26
officer appointedNORCOTT, Anthony John
2026-07-26
statusactive
2026-07-26

Active

typeltd
2026-07-26

Private Limited Company

address line1118 Holyhead Road
2026-07-26

118 HOLYHEAD ROAD

post townWest Midlands
2026-07-26

WEST MIDLANDS

CompanyRankvs 185+ SIC 66110 peers
60

Financial strength92th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.44× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£435k

Balance sheet strength

Cash

£106k

Cash in the bank

Net Current Assets

-£159k

Working capital

Current Assets

£123k

Current Liabilities

£282k

Fixed Assets

£594k

Debtors

£17k

15avg. employees+4

Balance Sheet

Intangible assets£571k
Assets less current liabilities£435k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.44+£21k
20240.72+£364k
20232.59

Derived from filed accounts. Not audited figures.