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Circle Financial Services Limited

03657694

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

118 HOLYHEAD ROAD, WEST MIDLANDS, CV1 3LY
Incorporated 28/10/1998

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66110
Administration of financial markets

Officers

Mr Anthony John Norcott

director · Since 28/10/1998

DIRECTOR

BRITISH · ENGLAND · Age 82

Also on 8 other boards

Mr Francis Peter Gower Smith

director · Since 01/05/2006

DIRECTOR & IFA

BRITISH · UNITED KINGDOM · Age 68

Mrs Emma Louise Ainscough

secretary · Since 19/09/2007

COMPANY SECRETARY

BRITISH · Age 56

Also on 1 other board

Ms Louise Claro

director · Since 10/03/2014

INDEPENDANT FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 55

Mr Keith Adrian Brown

director · Since 01/03/2026

BRITISH · UNITED KINGDOM · Age 59

Persons with Significant Control

Circle 1991 Limited

75–100% shares
75–100% votes

118, Holyhead Road, Coventry, CV1 3LY

Reg: 12508077 · England And Wales · English Limited Company

Notified 30/10/2020

Former PSCs

Circle1991 Ltd

Ceased 30/10/2020

Charges1 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 08/04/2025Registered 11/04/2025
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 02/04/2007Registered 07/04/2007Satisfied 12/04/2025
charge
satisfied

COMMERCIAL UNION LIFE ASSURANCE COMPANY LIMITED

Created 20/01/2003Registered 23/01/2003Satisfied 09/11/2011

CompanyRankvs 188+ SIC 66110 peers
60

Financial strength93th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.44× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£435k

Balance sheet strength

Cash

£106k

Cash in the bank

Net Current Assets

-£159k

Working capital

Current Assets

£123k

Current Liabilities

£282k

Fixed Assets

£594k

Debtors

£17k

15avg. employees+4

Balance Sheet

Intangible assets£571k
Assets less current liabilities£435k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.44+£21k
20240.72+£364k
20232.59+£0
20222.21+£0
20212.65-£217k
20203.48+£15k
20193.81

Derived from filed accounts. Not audited figures.