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Character Homes Ltd.

03678420

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

46 HOLWAY ROAD, SHERINGHAM, NR26 8HR
Incorporated 03/12/1998

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 14/11/2025

Due 28/11/2026

On track

Industry

41202
Construction of domestic buildings

Officers

Mr Stephen Nicholas Cliffe

director · Since 03/12/1998

DEVELOPER

ENGLISH · ENGLAND · Age 71

Also on 1 other board

Persons with Significant Control

Mr Stephen Nicholas Cliffe

50–75% shares

English · England · Age 71

46, Holway Road, Sheringham, NR26 8HR

Notified 06/04/2016

Mrs Sarah Jane Cliffe

25–50% shares

English · England · Age 68

46, Holway Road, Sheringham, NR26 8HR

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

DIANE MARGARET MCMURDO

Created 19/02/2018Registered 07/03/2018Satisfied 02/06/2020
Charge
satisfied

DIANE MARGARET MCMURDO

Created 02/09/2016Registered 06/09/2016Satisfied 24/03/2021
Charge
satisfied

STEPHEN ALLCOCK

Created 28/02/2014Registered 05/03/2014Satisfied 02/07/2025
charge
satisfied

DIANE MARGARET MCMURDO

Created 22/02/2013Registered 05/03/2013Satisfied 12/05/2016
charge
satisfied

BANK OF SCOTLAND PLC

Created 30/01/2012Registered 01/02/2012Satisfied 16/07/2025
charge
satisfied

DIANE MCMURDO

Created 22/12/2011Registered 07/01/2012Satisfied 18/02/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/01/2007Registered 02/02/2007Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2005Registered 15/06/2005Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2005Registered 15/06/2005Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2005Registered 15/06/2005Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2005Registered 15/06/2005Satisfied 16/02/2013
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 10/05/2004Registered 15/05/2004Satisfied 23/06/2005
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 10/05/2004Registered 15/05/2004Satisfied 23/06/2005
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 10/05/2004Registered 15/05/2004Satisfied 23/06/2005
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/12/2001Registered 09/01/2002Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/04/2001Registered 21/04/2001Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/03/2000Registered 01/04/2000Satisfied 16/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/01/1999Registered 28/01/1999Satisfied 16/02/2013

CompanyRankvs 2907+ SIC 41202 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees33th percentile among SIC peers · 5/15
LiquidityCurrent ratio 54.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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2907Character Homes Ltd.
79
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£650k

Balance sheet strength

Cash

£345k

Cash in the bank

Net Current Assets

£338k

Working capital

Current Assets

£345k

Current Liabilities

£6k

Fixed Assets

£311k

Debtors

£27

1avg. employees

Tax at Year End

Corp tax£3k

Director Loans

Company owes directors£2k

Balance Sheet

Assets less current liabilities£650k
Signed by Mr Stephen Cliffe 22/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202554.54-£448k
202417.36-£9k
202348.04-£8k
202216.80+£7k
202133.43-£6k
202012.70-£71k
2019460.86-£63k
201828.91—

Derived from filed accounts. Not audited figures.