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Rayford Finance Limited

03768866

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

EUROPA HOUSE, 46-50 SOUTHWICK SQUARE, BRIGHTON, BN42 4FJ
Incorporated 12/05/1999

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 31/05/2026

Due 14/06/2027

On track

Industry

68100
Buying and selling of own real estate

Officers

Mr Carl Martin Horney

director · Since 09/06/1999

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 19 other boards

Mr Damon Andrew Horney

director · Since 09/06/1999

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 14 other boards

Mr Raymond Yeoman Frederick Horney

director · Since 09/06/1999

DIRECTOR

BRITISH · UNITED KINGDOM · Age 90

Also on 45 other boards

Mr Paul Stephen Hollebone

secretary · Since 07/04/2009

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 73

Also on 18 other boards

Persons with Significant Control

Sound Investments Ltd

25–50% shares

Sound Investments Ltd, School Road, Hove, BN3 5HX

Reg: 01929521 · England · Limited Company

Notified 06/04/2016

Sound Investments Limited

50–75% shares

Europa House, Southwick Square, Brighton, BN42 4FJ

Reg: 01929521 · England · Limited Company

Notified 12/05/2016

CompanyRankvs 35181+ SIC 68100 peers
62

Financial strength52th percentile among SIC peers · 13/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.59× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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35181Rayford Finance Limited
58
How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£203

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£203

Working capital

Current Assets

£548

Current Liabilities

£345

0avg. employees

Balance Sheet

Assets less current liabilities£203
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20251.59
20241.59
20231.59

Derived from filed accounts. Not audited figures.