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Emery (Ifa) Limited

03776035

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

910 THE CRESCENT, COLCHESTER, CO4 9YQ
Incorporated 24/05/1999

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 24/05/2026

Due 07/06/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Peter Leonard Emery

director · Since 21/05/2005

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 63

Mrs Linda Jane Emery

secretary · Since 01/09/2010

Ms Mary-Anne Bridget Mcintyre

director · Since 30/09/2019

DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 15 other boards

Mr Michael Dominic Greely

director · Since 03/01/2024

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 2 other boards

James Francis Lombard

director · Since 18/06/2024

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Matthew Gwyn Morris

director · Since 22/05/2025

DIRECTOR

AUSTRALIAN · ENGLAND · Age 50

Also on 2 other boards

Adam Matthew Raybould

director · Since 22/05/2025

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 2 other boards

Persons with Significant Control

Amber River Group Limited

75–100% shares
75–100% votes
Appoint directors

Level 4, Dashwood House, 69, Old Broad Street, London, EC2M 1QS

Reg: 11942058 · Companies House - England And Wales · Private Limited Company

Notified 11/12/2019

Former PSCs

Linda Jane Emery

Ceased 11/12/2019

Mr Peter Leonard Emery

Ceased 11/12/2019

CompanyRankvs 54+ SIC 66220 peers
78

Financial strength95th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.71× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

appropriate; or - the director has not disclosed in the financial statements any identified material uncertainties that may cast significant doubt about the company's ability to continue to adopt the going concern basis of accounting for a period of at least twelve months from the date when the financial statements are authorised for issue. Other information The director is responsible for the oth

Key FinancialsYear ending 31/03/2019

Turnover

£1.9M

Annual revenue

Net Worth

£952k

Balance sheet strength

Cash

£654k

Cash in the bank

Profit Before Tax

£445k

Bottom line earnings

Net Current Assets

£906k

Working capital

Current Assets

£1.1M

Current Liabilities

£192k

Fixed Assets

£50k

Debtors

£24k

Cost of Sales

£245k

Gross Profit

£1.7M

Admin Expenses

£1.2M

Operating Profit

£427k

Profit After Tax

£296k

16avg. employees

Tax at Year End

Corp tax£153k
Dividends paid£273k

People Costs

Wages & salaries£528k
NI contributions£44k

Balance Sheet

Assets less current liabilities£957k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20195.71

Derived from filed accounts. Not audited figures.