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S. & F. Services Limited

03785322

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

180 HIGH STREET, BECKENHAM, BR3 1EW
Incorporated 09/06/1999

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43220
Plumbing, heat and air-conditioning installation
43390
Other building completion and finishing

Officers

Mr Brian Raymond Smith

director · Since 09/06/1999

DIRECTOR

BRITISH · ENGLAND · Age 69

Pamela Elizabeth Smith

secretary · Since 01/05/2000

OFFICE MANAGER

BRITISH · UNITED KINGDOM · Age 59

Also on 3 other boards

Pamela Elizabeth Smith

director · Since 05/09/2000

OFFICE MANAGER

BRITISH · UNITED KINGDOM · Age 59

Also on 3 other boards

Persons with Significant Control

Mr Brian Raymond Smith

25–50% shares
25–50% votes

British · England · Age 69

180, High Street, Beckenham, BR3 1EW

Notified 06/04/2016

Pamela Elizabeth Smith

25–50% shares
25–50% votes

British · United Kingdom · Age 59

180, High Street, Beckenham, BR3 1EW

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/10/2012Registered 07/11/2012Satisfied 04/03/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/01/2004Registered 04/02/2004Satisfied 10/12/2014
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/02/2002Registered 21/02/2002Satisfied 28/11/2014

CompanyRankvs 13223+ SIC 43220 peers
62

Financial strength53th percentile among SIC peers · 13/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.88× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£6k

Balance sheet strength

Cash

£768

Cash in the bank

Net Current Assets

-£32k

Working capital

Current Assets

£223k

Current Liabilities

£255k

Fixed Assets

£39k

Debtors

£217k

5avg. employees

Tax at Year End(2021)

Corp tax£41k
VAT£27k

Director Loans(2021)

Directors owe company£20k

Balance Sheet

Assets less current liabilities£7k
Signed by Mrs Pamela Smith 25/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20250.88+£0—
20250.88-£5k—
20240.84-£53k—
20231.09+£56k—
20220.92+£199—
20211.16+£3k£537k
20200.98+£0—
20190.95+£0—
20181.38——

Derived from filed accounts. Not audited figures.