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Mosaic Estates Ltd

03788975

active
Private Limited Company
Companies House
Health Score
62 / 100

Some Concerns

30/30
Filing
0/30
Financial
32/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

RIDGECOURT, EPSOM, KT18 7EP
Incorporated 14/06/1999

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70100
Activities of head offices

Officers

Mr Jeremy Graham Paul Campling

director · Since 03/08/2007

CHARTERED SURVEYOR

BRITISH · UNITED KINGDOM · Age 56

Also on 11 other boards

Mrs Sandra Jane Pope

director · Since 30/11/2009

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 24 other boards

Icm Administration Limited

secretary · Since 24/01/2020

Also on 41 other boards

Miss Stephanie Carmelita Saville

director · Since 21/10/2021

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 35

Also on 4 other boards

Mr Duncan Paul Saville

director · Since 01/08/2023

DIRECTOR

BRITISH · SINGAPORE · Age 69

Also on 3 other boards

Persons with Significant Control

Mr Duncan Paul Saville

ownership-of-shares-75-to-100-percent-as-trust

British · Singapore · Age 69

Ridgecourt, The Ridge, Epsom, KT18 7EP

Notified 16/07/2018

Mr Charles David Owen Jillings

ownership-of-shares-75-to-100-percent-as-trust

British · United Kingdom · Age 70

Ridgecourt, The Ridge, Epsom, KT18 7EP

Notified 16/07/2018

Mr Alasdair Relph Younie

ownership-of-shares-75-to-100-percent-as-trust

British · Bermuda · Age 50

Ridgecourt, The Ridge, Epsom, KT18 7EP

Notified 16/07/2018

Charges4 outstanding

Charge
outstanding

SANTANDER UK PLC

Created 14/06/2019Registered 02/07/2019
Charge
outstanding

SANTANDER UK PLC

Created 14/06/2019Registered 02/07/2019
Charge
outstanding

SANTANDER UK PLC AS SECURUTY TRUSTEE FOR EACH GROUP MEMBER

Created 27/06/2014Registered 02/07/2014
Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE FOR EACH GROUP MEMBER

Created 27/06/2014Registered 02/07/2014
charge
satisfied

HSBC PRIVATE BANK (UK) LIMITED

Created 25/01/2008Registered 07/02/2008Satisfied 10/04/2019
charge
satisfied

HSBC PRIVATE BANK (UK) LIMITED

Created 29/05/2007Registered 16/06/2007Satisfied 18/10/2014
charge
satisfied

HSBC PRIVATE BANK (UK) LIMITED

Created 16/06/2005Registered 30/06/2005Satisfied 09/05/2009
charge
satisfied

BARCLAYS BANK PLC

Created 07/02/2000Registered 16/02/2000Satisfied 11/05/2004

CompanyRankvs 125980+ SIC 70100 peers
25

Financial strength1th percentile among SIC peers · 0/25
Employees87th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Going concern The financial statements have been prepared on the basis that the company is a going concern. The company's ability to continue as a going concern is dependent upon the support provided

Key FinancialsYear ending 31/03/2025

Net Worth

-£3.9M

Balance sheet strength

Cash

£104k

Cash in the bank

Net Current Assets

-£2.0M

Working capital

Current Assets

£105k

Current Liabilities

£2.1M

Fixed Assets

£8.6M

Debtors

£415

4avg. employees

Balance Sheet

Bank loans & overdrafts£2.0M
Assets less current liabilities£6.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.05-£96k
20240.02+£327k
20230.04-£172k
20220.18-£302k
20210.16+£728k
20200.28+£49k
20190.01

Derived from filed accounts. Not audited figures.