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Mosaic Estates Ltd

03788975

active
ltd
england wales
Companies House
Health Score
62 / 100

Some Concerns

30/30
Filing
0/30
Financial
32/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

Ridgecourt, The Ridge, Epsom, KT18 7EP
Incorporated 14/06/1999

Previously known as

Cardinal Management Limited · until 08/08/2003
Custodial Asset Management Ltd · until 18/11/1999
Exceptvital Limited · until 13/07/1999

Compliance

Last accounts

31/03/2025

small

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 12/06/2026

Due 26/06/2027

On track

Industry

70100
Activities of head offices

Officers

Mr Jeremy Graham Paul Campling

director · Since 03/08/2007

CHARTERED SURVEYOR

BRITISH · UNITED KINGDOM · Age 56

Also on 11 other boards

Mrs Sandra Jane Pope

director · Since 30/11/2009

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 24 other boards

Icm Administration Limited

secretary · Since 24/01/2020

Also on 41 other boards

Miss Stephanie Carmelita Saville

director · Since 21/10/2021

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 35

Also on 4 other boards

Mr Duncan Paul Saville

director · Since 01/08/2023

DIRECTOR

BRITISH · SINGAPORE · Age 69

Also on 3 other boards

Jeremy Graham Paul Campling

director · Since 03/08/2007

British · United Kingdom · Age 56

Sandra Jane Pope

director · Since 30/11/2009

British · United Kingdom · Age 63

Icm Administration Limited

corporate secretary · Since 24/01/2020

Reg: 12383120

Also on 41 other boards

Stephanie Carmelita Saville

director · Since 21/10/2021

British · United Kingdom · Age 35

Duncan Paul Saville

director · Since 01/08/2023

British · Singapore · Age 69

Former

Instant Companies Limited

corporate nominee director · Resigned 29/06/1999

Swift Incorporations Limited

corporate nominee secretary · Resigned 29/06/1999

Christopher Paul Baker

director · Resigned 01/12/1999

Dafydd Huw Morgan

director · Resigned 15/06/2000

Christopher John Minton Haines

director · Resigned 24/09/2003

John Kenneth Dingle

director · Resigned 18/02/2004

Charles David Owen Jillings

director · Resigned 03/08/2007

Julian David Pollard

director · Resigned 30/11/2009

Christopher Paul Baker

secretary · Resigned 24/01/2020

Persons with Significant Control

Mr Alasdair Relph Younie

ownership-of-shares-75-to-100-percent-as-trust

British · Bermuda · Age 50

Ridgecourt, The Ridge, Epsom, KT18 7EP

Notified 16/07/2018

Mr Duncan Paul Saville

ownership-of-shares-75-to-100-percent-as-trust

British · Singapore · Age 69

Ridgecourt, The Ridge, Epsom, KT18 7EP

Notified 16/07/2018

Mr Charles David Owen Jillings

ownership-of-shares-75-to-100-percent-as-trust

British · United Kingdom · Age 70

Ridgecourt, The Ridge, Epsom, KT18 7EP

Notified 16/07/2018

Charges4 outstanding

Charge
outstanding

SANTANDER UK PLC

Created 14/06/2019Registered 02/07/2019
Charge
outstanding

SANTANDER UK PLC

Created 14/06/2019Registered 02/07/2019
Charge
outstanding

SANTANDER UK PLC AS SECURUTY TRUSTEE FOR EACH GROUP MEMBER

Created 27/06/2014Registered 02/07/2014
Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE FOR EACH GROUP MEMBER

Created 27/06/2014Registered 02/07/2014

Change History

statusactive
2026-07-15

Active

typeltd
2026-07-15

Private Limited Company

address line1Ridgecourt
2026-07-15

RIDGECOURT

post townEpsom
2026-07-15

EPSOM

CompanyRankvs 10635+ SIC 70100 peers
25

Financial strength1th percentile among SIC peers · 0/25
Employees87th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Going concern The financial statements have been prepared on the basis that the company is a going concern. The company's ability to continue as a going concern is dependent upon the support provided

Key FinancialsYear ending 31/03/2025

Net Worth

-£3.9M

Balance sheet strength

Cash

£104k

Cash in the bank

Net Current Assets

-£2.0M

Working capital

Current Assets

£105k

Current Liabilities

£2.1M

Fixed Assets

£8.6M

Debtors

£415

4avg. employees

Balance Sheet

Bank loans & overdrafts£2.0M
Assets less current liabilities£6.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.05-£96k
20240.02+£327k
20230.04

Derived from filed accounts. Not audited figures.