Cardigan Quays Limited

03855973

active

Private Limited Company

Companies House

Health Score

75 / 100

Some Concerns

25/30

Filing

20/30

Financial

30/40

Risk

No accounts filed in last 18 months (-5)
11 outstanding charges (-10)

Details

BRIDGE WAREHOUSE, CARDIGAN, SA43 3AA

Incorporated 08/10/1999

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

55100

Hotels and similar accommodation

56101

Licensed restaurants

56302

Public houses and bars

68100

Buying and selling of own real estate

Officers

director · Since 08/10/1999

DIRECTOR

BRITISH · WALES · Age 67

secretary · Since 14/05/2015

Also on 1 other board

director · Since 01/11/2023

DIRECTOR

BRITISH · WALES · Age 68

Also on 1 other board

Persons with Significant Control

Ms Sian Tucker

75–100% shares

British · Wales · Age 67

Glan-Y-Wern, Aberporth, Cardigan, SA43 2EP

Notified 06/04/2016

Charges11 outstanding

Charge

outstanding

ROBERT GRAHAM TRUSTEES LIMITED, JAMES LYNCH AND SIAN CAROLINE REES TUCKER AS TRUSTEES OF THE DA

Created 20/10/2025Registered 22/10/2025

Charge

outstanding

MTF (LE) LIMITED

Created 25/09/2024Registered 25/09/2024

Charge

outstanding

DBW INVESTMENTS (14) LIMITED

Created 10/08/2023Registered 18/08/2023

Charge

outstanding

DBW INVESTMENTS (14) LTD

Created 01/07/2019Registered 01/07/2019

Charge

outstanding

FINANCE WALES INVESTMENTS (6) LTD

Created 30/03/2015Registered 02/04/2015

charge

satisfied

JAMES LYNCH AND SIAN CAROLINE REES TUCKER AND ROBERT GRAHAM TRUSTEES LIMITED, TOGETHER BEING TH

Created 03/04/2009Registered 17/04/2009Satisfied 24/05/2019

charge

satisfied

HSBC PRIVATE BANK (UK) LIMITED

Created 24/11/2005Registered 02/12/2005Satisfied 20/10/2025

charge

outstanding

HSBC PRIVATE BANK (UK) LIMITED

Created 24/06/2004Registered 26/06/2004

charge

outstanding

HSBC PRIVATE BANK (UK) LIMITED

Created 24/06/2004Registered 26/06/2004

charge

outstanding

HSBC PRIVATE BANK (UK) LIMITED

Created 24/06/2004Registered 26/06/2004

charge

outstanding

HSBC PRIVATE BANK (UK) LIMITED

Created 09/06/2004Registered 19/06/2004

charge

outstanding

HSBC REPUBLIC BANK (UK) LIMITED

Created 05/03/2004Registered 20/03/2004

charge

outstanding

HSBC REPUBLIC BANK (UK) LIMITED

Created 19/11/2002Registered 22/11/2002

charge

satisfied

LLOYDS TSB BANK PLC

Created 24/04/2002Registered 03/05/2002Satisfied 05/06/2019

charge

satisfied

LLOYDS TSB BANK PLC

Created 08/01/2001Registered 11/01/2001Satisfied 05/06/2019

charge

satisfied

LLOYDS TSB BANK PLC

Created 01/02/2000Registered 05/02/2000Satisfied 05/06/2019

CompanyRankvs 1884+ SIC 55100 peers
57

Financial strength87th percentile among SIC peers · 22/25

Employees86th percentile among SIC peers · 13/15

LiquidityCurrent ratio 0.02× · 2/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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1884Cardigan Quays Limited

67

How is this score calculated?

Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£721k

Balance sheet strength

Cash

£27k

Cash in the bank

Net Current Assets

-£3.9M

Working capital

Current Assets

£88k

Current Liabilities

£3.9M

Fixed Assets

£5.9M

Debtors

£55k

21avg. employees

Balance Sheet

Bank loans & overdrafts£1.4M

Assets less current liabilities£2.1M

Prepared with Digita Accounts Production Advanced

EstimatesDerived

Year	Current Ratio	Implied Profit
2024	0.02	+£73k
2023	0.02	-£35k
2022	0.04	+£173k
2021	0.04	+£314k
2020	1.35	-£84k
2019	0.28	+£132k
2018	3.27	—

Derived from filed accounts. Not audited figures.