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A&J Properties (Liverpool) Ltd

03857104

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

SEYMOUR CHAMBERS, LIVERPOOL, L3 5NW
Incorporated 11/10/1999

Compliance

Last accounts

31/05/2025

unaudited abridged

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 11/10/2025

Due 25/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Peter Cartwright

secretary · Since 21/12/1999

CAR DEALER

BRITISH · ENGLAND · Age 57

Also on 7 other boards

John James Brogan

director · Since 21/12/1999

LANDLORD DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 1 other board

Mr Andrew Peter Cartwright

director · Since 21/12/1999

LANDLORD DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 7 other boards

Persons with Significant Control

Mr John James Brogan

25–50% shares

British · England · Age 61

Seymour Chambers, Liverpool, L3 5NW

Notified 06/04/2016

Mr Andrew Peter Cartwright

25–50% shares

British · England · Age 57

Seymour Chambers, Liverpool, L3 5NW

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

ONESAVINGS BANK PLC

Created 17/06/2022Registered 23/06/2022
Charge
outstanding

PARAGON BANK PLC

Created 22/05/2018Registered 05/06/2018
Charge
satisfied

LLOYDS BANK PLC

Created 26/08/2016Registered 07/09/2016Satisfied 11/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 18/06/2014Registered 09/07/2014Satisfied 11/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 18/06/2014Registered 28/06/2014Satisfied 11/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 18/06/2014Registered 28/06/2014Satisfied 11/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 18/06/2014Registered 28/06/2014Satisfied 11/11/2025
Charge
satisfied

LLOYDS BANK PLC

Created 22/01/2014Registered 28/01/2014Satisfied 11/11/2025
charge
satisfied

LLOYDS TSB BANK PLC

Created 21/10/2010Registered 23/10/2010Satisfied 11/11/2025
charge
satisfied

MORTGAGE EXPRESS

Created 31/05/2007Registered 02/06/2007Satisfied 23/06/2022
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 10/02/2006Registered 14/02/2006Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 14/09/2005Registered 15/09/2005Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 14/09/2005Registered 15/09/2005Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 07/03/2005Registered 18/03/2005Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 03/06/2004Registered 11/06/2004Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 03/06/2004Registered 11/06/2004Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 03/06/2004Registered 11/06/2004Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/04/2004Registered 11/05/2004Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/04/2004Registered 11/05/2004Satisfied 14/02/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/04/2004Registered 11/05/2004Satisfied 14/02/2017
charge
satisfied

BARCLAYS BANK PLC

Created 25/11/2002Registered 07/12/2002Satisfied 06/06/2007
charge
satisfied

BARCLAYS BANK PLC

Created 05/07/2000Registered 07/07/2000Satisfied 06/06/2007
charge
satisfied

BARCLAYS BANK PLC

Created 03/05/2000Registered 23/05/2000Satisfied 06/06/2007

CompanyRankvs 45042+ SIC 68209 peers
55

Financial strength93th percentile among SIC peers · 23/25
Employees77th percentile among SIC peers · 12/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£897k

Balance sheet strength

Cash

£51k

Cash in the bank

Net Current Assets

-£230k

Working capital

Current Assets

Current Liabilities

£281k

Fixed Assets

£1.4M

2avg. employees

Balance Sheet

Assets less current liabilities£1.1M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£0
2025+£95k
2024+£105k
2023+£31k
20220.34+£108k
20210.02+£63k
20200.15+£55k
2019+£52k

Derived from filed accounts. Not audited figures.