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Reality Finance Solutions Limited

03946834

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

Cheyenne House, West Street, Farnham, GU9 7EQ
Incorporated 14/03/2000

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 30/06/2026

Due 14/07/2027

On track

Industry

77330
Renting and leasing of office machinery and equipment

Officers

Mr James Joseph Cashmore

director · Since 14/03/2000

COMMERCIAL FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 53

Also on 3 other boards

Mrs Anne Margaret Plaskett

director · Since 03/09/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 2 other boards

James Joseph Cashmore

director · Since 14/03/2000

British · England · Age 53

Anne Margaret Plaskett

director · Since 03/09/2024

British · United Kingdom · Age 46

Former

Chichester Directors Limited

corporate nominee director · Resigned 14/03/2000

Christopher Hackett

nominee secretary · Resigned 14/03/2000

Richard Michael William Cashmore

secretary · Resigned 10/02/2003

Jonathan Michael Leslie

director · Resigned 03/09/2024

Jonathan Michael Leslie

secretary · Resigned 03/09/2024

Persons with Significant Control

Mr James Joseph Cashmore

75–100% shares
ownership-of-shares-75-to-100-percent-as-trust
ownership-of-shares-75-to-100-percent-as-firm
75–100% votes
voting-rights-75-to-100-percent-as-trust
voting-rights-75-to-100-percent-as-firm
Appoint directors
significant-influence-or-control-as-firm

British · England · Age 53

Cheyenne House, West Street, Farnham, GU9 7EQ

Notified 01/09/2024

Rfs Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

Cheyenne House, West Street, Farnham, GU9 7EQ

Reg: 15806361 · Companies House · Private Limited Company

Notified 03/09/2024

Former PSCs

Mr James Joseph Cashmore

Ceased 03/09/2024

Mr Jonathan Michael Leslie

Ceased 03/09/2024

Charges6 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 15/09/2021Registered 15/09/2021
Charge
outstanding

LLOYDS BANK PLC

Created 25/06/2020Registered 29/06/2020
Charge
outstanding

INVESTEC ASSET FINANCE PLC

Created 22/04/2014Registered 29/04/2014
charge
outstanding

SIEMENS FINANCIAL SERVICES LTD

Created 10/10/2011Registered 12/10/2011
charge
outstanding

HITACHI CAPITAL (UK) PLC

Created 26/01/2011Registered 28/01/2011
charge
outstanding

KAON LIMITED

Created 28/03/2003Registered 01/04/2003

Change History

officer appointedCASHMORE, James Joseph
2026-08-06
officer appointedPLASKETT, Anne Margaret
2026-08-06
statusactive
2026-08-06

Active

typeltd
2026-08-06

Private Limited Company

address line1Cheyenne House
2026-08-06

CHEYENNE HOUSE

post townFarnham
2026-08-06

FARNHAM

CompanyRankvs 104+ SIC 77330 peers
64

Financial strength72th percentile among SIC peers · 18/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.12× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£124k

Balance sheet strength

Cash

£28k

Cash in the bank

Net Current Assets

£141k

Working capital

Current Assets

£1.3M

Current Liabilities

£1.2M

Fixed Assets

£30k

Debtors

£1.3M

12avg. employees-2

Balance Sheet

Intangible assets£17k
Assets less current liabilities£171k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.12-£557k
20241.70-£512k
20232.23

Derived from filed accounts. Not audited figures.