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Reality Finance Solutions Limited

03946834

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 6 outstanding charges (-10)

Details

CHEYENNE HOUSE, FARNHAM, GU9 7EQ
Incorporated 14/03/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

77330
Renting and leasing of office machinery and equipment

Officers

Mr James Joseph Cashmore

director · Since 14/03/2000

COMMERCIAL FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 52

Also on 3 other boards

Mrs Anne Margaret Plaskett

director · Since 03/09/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 2 other boards

Persons with Significant Control

Rfs Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

Cheyenne House, West Street, Farnham, GU9 7EQ

Reg: 15806361 · Companies House · Private Limited Company

Notified 03/09/2024

Former PSCs

Mr James Joseph Cashmore

Ceased 03/09/2024

Mr Jonathan Michael Leslie

Ceased 03/09/2024

Charges6 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 15/09/2021Registered 15/09/2021
Charge
outstanding

LLOYDS BANK PLC

Created 25/06/2020Registered 29/06/2020
Charge
outstanding

INVESTEC ASSET FINANCE PLC

Created 22/04/2014Registered 29/04/2014
charge
outstanding

SIEMENS FINANCIAL SERVICES LTD

Created 10/10/2011Registered 12/10/2011
charge
outstanding

HITACHI CAPITAL (UK) PLC

Created 26/01/2011Registered 28/01/2011
charge
outstanding

KAON LIMITED

Created 28/03/2003Registered 01/04/2003

CompanyRankvs 72+ SIC 77330 peers
72

Financial strength88th percentile among SIC peers · 22/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.7× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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72Reality Finance Solutions Limited
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

£681k

Balance sheet strength

Cash

£114k

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£2.7M

Current Liabilities

£1.6M

Fixed Assets

£39k

Debtors

£2.6M

14avg. employees

Tax at Year End(2022)

Corp tax£74k

Balance Sheet

Intangible assets£22k
Assets less current liabilities£1.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.70-£512k
20232.23-£71k
20222.49+£153k
20202.53+£307k
20192.01—

Derived from filed accounts. Not audited figures.