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Gale Homes And Investments Limited

03964490

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 9 outstanding charges (-10)

Details

UNIT C, CITRUS HOUSE, BOURNEMOUTH, BH9 2EN
Incorporated 30/03/2000

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 30/03/2026

Due 13/04/2027

On track

Industry

41100
Development of building projects
68209
Other letting and operating of own or leased real estate

Officers

Mr Richard John Gale

secretary · Since 30/03/2000

PROPERTY DEVELOPER

BRITISH · ENGLAND · Age 63

Also on 12 other boards

Mr Richard John Gale

director · Since 30/03/2000

PROPERTY DEVELOPER

BRITISH · ENGLAND · Age 63

Also on 12 other boards

Miss Jintanaporn Prompim

director · Since 10/10/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Mr Richard John Gale

75–100% shares
75–100% votes
Appoint directors

British · England · Age 63

Unit C, Citrus House, 602 Wimborne Road, Bournemouth, BH9 2EN

Notified 06/04/2016

Charges9 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 19/09/2025Registered 19/09/2025
Charge
outstanding

LLOYDS BANK PLC

Created 20/01/2023Registered 30/01/2023
Charge
outstanding

LLOYDS BANK PLC

Created 18/08/2022Registered 30/08/2022
Charge
outstanding

LLOYDS BANK PLC

Created 20/01/2022Registered 28/01/2022
Charge
outstanding

LLOYDS BANK PLC

Created 20/06/2018Registered 25/06/2018
Charge
satisfied

LLOYDS BANK PLC

Created 08/01/2018Registered 08/01/2018Satisfied 19/05/2026
Charge
satisfied

LLOYDS BANK PLC

Created 26/05/2017Registered 07/06/2017Satisfied 10/09/2025
Charge
outstanding

LLOYDS BANK PLC

Created 12/06/2015Registered 13/06/2015
Charge
satisfied

LLOYDS BANK PLC

Created 12/06/2015Registered 13/06/2015Satisfied 23/04/2019
Charge
satisfied

LLOYDS BANK PLC

Created 12/06/2015Registered 13/06/2015Satisfied 23/04/2019
Charge
satisfied

LLOYDS BANK PLC

Created 05/12/2013Registered 17/12/2013Satisfied 23/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 20/03/2013Registered 21/03/2013Satisfied 26/09/2025
charge
satisfied

LLOYDS TSB BANK PLC

Created 13/02/2012Registered 01/03/2012Satisfied 23/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 20/08/2010Registered 24/08/2010Satisfied 09/06/2022
charge
satisfied

LLOYDS TSB BANK PLC

Created 21/04/2009Registered 22/04/2009Satisfied 23/04/2019
charge
outstanding

LLOYDS TSB BANK PLC

Created 14/04/2009Registered 16/04/2009
charge
outstanding

LLOYDS TSB BANK PLC

Created 16/03/2009Registered 18/03/2009
charge
satisfied

LLOYDS TSB BANK PLC

Created 17/10/2008Registered 28/10/2008Satisfied 27/08/2020
charge
outstanding

LLOYDS TSB BANK PLC

Created 06/06/2008Registered 10/06/2008
charge
satisfied

BARCLAYS BANK PLC

Created 17/02/2006Registered 21/02/2006Satisfied 23/04/2019
charge
satisfied

BARCLAYS BANK PLC

Created 14/04/2005Registered 15/04/2005Satisfied 23/04/2019
charge
satisfied

BARCLAYS BANK PLC

Created 12/06/2004Registered 22/06/2004Satisfied 23/04/2019
charge
satisfied

BARCLAYS BANK PLC

Created 14/05/2003Registered 20/05/2003Satisfied 23/04/2019
charge
satisfied

BARCLAYS BANK PLC

Created 14/05/2003Registered 20/05/2003Satisfied 23/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 31/01/2002Registered 01/02/2002Satisfied 23/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 03/01/2002Registered 04/01/2002Satisfied 23/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 11/05/2001Registered 18/05/2001Satisfied 23/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/04/2001Registered 25/04/2001Satisfied 23/04/2019
charge
satisfied

BARCLAYS BANK PLC

Created 25/05/2000Registered 05/06/2000Satisfied 15/05/2001

CompanyRankvs 12250+ SIC 41100 peers
59

Financial strength97th percentile among SIC peers · 24/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£2.3M

Balance sheet strength

Cash

£103k

Cash in the bank

Net Current Assets

-£4.7M

Working capital

Current Assets

£187k

Current Liabilities

£4.9M

Fixed Assets

£9.2M

Debtors

£83k

3avg. employees

Tax at Year End(2023)

Corp tax£0

Balance Sheet

Bank loans & overdrafts£97k
Assets less current liabilities£4.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04+£38k
20240.12-£270k
20230.18+£187k
20220.11-£118k
20210.52+£564k
20200.55+£323k
20180.92

Derived from filed accounts. Not audited figures.