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J A Garner Associates Ltd

03989841

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

SUITE 5 CORUM 2 CORUM OFFICE PARK, BRISTOL, BS30 8FJ
Incorporated 10/05/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Judith Ann Clay

secretary · Since 10/05/2000

COMPANY SECRETARY

BRITISH · Age 58

Also on 1 other board

Mrs Judith Ann Clay

director · Since 10/05/2000

COMPANY SECRETARY

BRITISH · UNITED KINGDOM · Age 58

Ms Emma Rachel Clay

director · Since 23/03/2026

BRITISH · UNITED KINGDOM · Age 24

Dr Georgia Jane Clay

director · Since 23/03/2026

BRITISH · UNITED KINGDOM · Age 29

Mr James Richard Clay

director · Since 23/03/2026

BRITISH · UNITED KINGDOM · Age 28

Mr Louis Stephen Clay

director · Since 23/03/2026

BRITISH · UNITED KINGDOM · Age 22

Persons with Significant Control

Garner Investment Holdings Limited

75–100% shares
75–100% votes

Suite 5 Corum 2, Corum Office Park, Crown Way, Bristol, BS30 8FJ

Reg: 14591568 · Companies House · Private Company Limited By Shares

Notified 21/03/2023

Former PSCs

Mr Jesse Anthony Clay

Ceased 13/03/2023

Mrs Judith Ann Clay

Ceased 13/03/2023

Clay Mcguire Holdings Limited

Ceased 21/03/2023

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/10/2003Registered 24/10/2003Satisfied 16/06/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/10/2001Registered 16/10/2001Satisfied 16/06/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/07/2001Registered 12/07/2001Satisfied 16/06/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/06/2001Registered 15/06/2001Satisfied 16/06/2021

CompanyRankvs 45079+ SIC 68209 peers
65

Financial strength94th percentile among SIC peers · 24/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.35× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.2M

Balance sheet strength

Cash

£32k

Cash in the bank

Net Current Assets

-£61k

Working capital

Current Assets

£32k

Current Liabilities

£94k

Fixed Assets

£1.2M

Debtors

£626

1avg. employees

Balance Sheet

Assets less current liabilities£1.2M
Signed by 03989841 2024-04-01 2025-03-31 03989841 2025-03-31 03989841 core:RetainedEarningsAccumulatedLosses 2025-03-31 03989841 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.35-£74k
20240.78-£47k
20231.99-£1.4M
202179.06-£68k
202024.20-£67k
201916.24+£327k
20182.15

Derived from filed accounts. Not audited figures.