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Urban Enhance Limited

04036680

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 37 outstanding charges (-10)

Details

THE OLD BARN OFF WOOD STREET, SWANLEY, BR8 7PA
Incorporated 19/07/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Paula Elizabeth Martin

secretary · Since 19/07/2000

BRITISH · ENGLAND · Age 60

Also on 11 other boards

Mr Paul Derek Martin

director · Since 19/07/2000

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 10 other boards

Mrs Paula Elizabeth Martin

director · Since 21/03/2006

ADMINISTRATOR

BRITISH · ENGLAND · Age 60

Also on 11 other boards

Persons with Significant Control

Mrs Paula Elizabeth Martin

25–50% shares

British · England · Age 60

The Old Barn, Off Wood Street, Swanley, BR8 7PA

Notified 06/04/2016

Mr Paul Derek Martin

25–50% shares

British · England · Age 61

The Old Barn, Off Wood Street, Swanley, BR8 7PA

Notified 06/04/2016

Charges37 outstanding

Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

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ALDERMORE BANK PLC

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ALDERMORE BANK PLC

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ALDERMORE BANK PLC

Created 17/06/2024Registered 18/06/2024
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NATIONAL WESTMINSTER BANK PLC

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SUNRAY DEVELOPMENTS LTD

Created 02/05/2023Registered 04/05/2023
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SUNRAY DEVELOPMENTS LTD

Created 02/05/2023Registered 04/05/2023
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outstanding

SUNRAY DEVELOPMENTS LTD

Created 01/07/2022Registered 01/07/2022
Charge
outstanding

ALDERMORE BANK PLC

Created 28/02/2022Registered 02/03/2022
Charge
satisfied

SUNRAY DEVELOPMENTS LIMITED

Created 24/09/2021Registered 24/09/2021Satisfied 18/06/2024
Charge
outstanding

SUNRAY DEVELOPMENTS LIMITED

Created 21/09/2021Registered 21/09/2021
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outstanding

HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
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HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
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outstanding

HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
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outstanding

HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
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outstanding

HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
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outstanding

HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
Charge
outstanding

HANDELSBANKEN PLC

Created 03/09/2021Registered 03/09/2021
Charge
satisfied

SUNRAY DEVELOPMENTS LIMITED

Created 25/06/2021Registered 29/06/2021Satisfied 21/09/2021
Charge
satisfied

HANDELSBANKEN PLC

Created 18/02/2021Registered 18/02/2021Satisfied 18/06/2024
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/12/2020Registered 21/12/2020Satisfied 03/09/2021
Charge
outstanding

HANDELSBANKEN PLC

Created 10/12/2020Registered 11/12/2020
Charge
outstanding

ALDERMORE BANK PLC

Created 26/08/2020Registered 01/09/2020
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/05/2020Registered 13/05/2020Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/04/2020Registered 21/04/2020Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/08/2019Registered 02/08/2019Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/03/2019Registered 25/03/2019Satisfied 21/07/2020
Charge
outstanding

ENZO CAMERA

Created 03/10/2018Registered 23/10/2018
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2018Registered 05/06/2018Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2018Registered 05/06/2018Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/04/2017Registered 13/04/2017Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2016Registered 02/07/2016Satisfied 03/09/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/04/2016Registered 27/04/2016Satisfied 03/09/2021
charge
satisfied

EDITH WOODWARD

Created 17/02/2012Registered 07/03/2012Satisfied 04/08/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 24/10/2008Registered 05/11/2008Satisfied 04/08/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 02/07/2008Registered 04/07/2008Satisfied 24/01/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 31/01/2008Registered 06/02/2008Satisfied 04/08/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 11/01/2008Registered 24/01/2008Satisfied 24/03/2018
charge
outstanding

MORTGAGE TRUST LIMITED

Created 11/06/2007Registered 29/06/2007
charge
satisfied

LLOYDS TSB BANK PLC

Created 22/02/2007Registered 27/02/2007Satisfied 24/03/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 31/01/2007Registered 15/02/2007Satisfied 04/08/2016
charge
satisfied

MORTGAGE EXPRESS

Created 15/09/2006Registered 23/09/2006Satisfied 01/10/2014
charge
satisfied

MORTGAGE EXPRESS

Created 15/09/2006Registered 23/09/2006Satisfied 16/06/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 21/04/2006Registered 04/05/2006Satisfied 07/10/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 24/03/2006Registered 05/04/2006Satisfied 24/03/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 06/03/2006Registered 10/03/2006Satisfied 04/08/2016
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 15/12/2005Registered 23/12/2005Satisfied 05/03/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 14/12/2005Registered 21/12/2005Satisfied 24/03/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 16/09/2005Registered 29/09/2005Satisfied 24/03/2018
charge
outstanding

LLOYDS TSB BANK PLC

Created 16/09/2005Registered 29/09/2005
charge
outstanding

LLOYDS TSB BANK PLC

Created 16/09/2005Registered 29/09/2005
charge
satisfied

LLOYDS TSB BANK PLC

Created 08/07/2005Registered 27/07/2005Satisfied 04/08/2016
charge
outstanding

LLOYDS TSB BANK PLC

Created 30/06/2005Registered 12/07/2005
charge
satisfied

LLOYDS TSB BANK PLC

Created 28/06/2005Registered 12/07/2005Satisfied 04/08/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 28/06/2005Registered 12/07/2005Satisfied 04/08/2016
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 17/06/2005Registered 21/06/2005
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 13/06/2005Registered 15/06/2005
charge
outstanding

CAPTIAL HOME LOANS LIMITED

Created 13/06/2005Registered 15/06/2005
charge
outstanding

CAPITAL HOMES LOANS LIMITED

Created 13/06/2005Registered 15/06/2005
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 13/06/2005Registered 15/06/2005
charge
outstanding

LLOYDS TSB BANK PLC

Created 19/04/2005Registered 21/04/2005
charge
outstanding

LLOYDS TSB BANK PLC

Created 18/04/2005Registered 20/04/2005
charge
satisfied

LLOYDS TSB BANK PLC

Created 08/04/2005Registered 16/04/2005Satisfied 05/03/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/03/2004Registered 08/04/2004Satisfied 03/09/2021
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 24/12/2003Registered 30/12/2003
charge
outstanding

BRITANNIC MONEY PLC

Created 30/05/2003Registered 11/06/2003
charge
outstanding

BRITANNIC MONEY PLC

Created 30/05/2003Registered 11/06/2003
charge
outstanding

BRITANNIC MONEY PLC

Created 30/05/2003Registered 11/06/2003
charge
outstanding

BRITANNIC MONEY PLC

Created 30/05/2003Registered 11/06/2003
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/08/2002Registered 22/08/2002Satisfied 03/09/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/08/2002Registered 14/08/2002Satisfied 09/03/2006

CompanyRankvs 38538+ SIC 68209 peers
61

Financial strength99th percentile among SIC peers · 25/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 1.5× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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38538Urban Enhance Limited
67
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£8.1M

Balance sheet strength

Cash

£296k

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£3.6M

Current Liabilities

£2.4M

Fixed Assets

£17.3M

Debtors

£2.1M

Tax at Year End

Corp tax£167k
VAT£15k

Director Loans

Company owes directors£1.3M

Balance Sheet

Assets less current liabilities£18.5M
Signed by Mr Paul Martin 18/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20251.50-£426k£295k
20240.69+£114k£136k
20230.45+£2.1M£145k
20220.89+£1.2M—
20210.56+£409k—
20200.73+£1.8M—
20190.64-£39k—
20180.38——

Derived from filed accounts. Not audited figures.