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Stebiz Limited

04049439

active
ltd
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

25 George Street, Croydon, CR0 1LB
Incorporated 08/08/2000

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 06/02/2026

Due 20/02/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Panayiotis Phouli

secretary · Since 08/08/2000

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 123 other boards

Mr Stelios Andrew

director · Since 08/08/2000

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 91 other boards

Mr Andrew Panayiotis Phouli

director · Since 08/08/2000

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 123 other boards

Mr Andreas Panayiotis Phouli

director · Since 08/08/2000

DIRECTOR

BRITISH · ENGLAND · Age 59

Stelios Andrew

director · Since 08/08/2000

British · England · Age 61

Andrew Panayiotis Phouli

director · Since 08/08/2000

British · England · Age 59

Andrew Panayiotis Phouli

secretary · Since 08/08/2000

British

Former

George Costa Phouli

director · Resigned 02/10/2025

Persons with Significant Control

Mr Stelios Andrew

Significant control

British · England · Age 61

Wentworth, Woodland Way, Tadworth, KT20 6NN

Notified 06/04/2016

Mr Andrew Panayiotis Phouli

Significant control

British · England · Age 59

Hazelbirch, Woodland Way, Tadworth, KT20 6NN

Notified 06/04/2016

Former PSCs

Mr George Costa Phouli

Ceased 02/10/2025

Charges3 outstanding

Charge
outstanding

LONDON CREDIT LIMITED

Created 02/10/2025Registered 17/10/2025
Charge
outstanding

LONDON CREDIT LIMITED

Created 02/10/2025Registered 17/10/2025
Charge
satisfied

BANK OF CYPRUS UK LIMITED

Created 04/12/2018Registered 14/12/2018Satisfied 29/09/2025
Charge
satisfied

BANK OF CYPRUS UK LIMITED

Created 04/12/2018Registered 14/12/2018Satisfied 29/09/2025
Charge
satisfied

BANK OF CYPRUS UK LIMITED

Created 16/09/2016Registered 22/09/2016Satisfied 10/02/2026
Charge
satisfied

BANK OF CYPRUS UK LIMITED

Created 16/09/2016Registered 21/09/2016Satisfied 29/09/2025
Charge
satisfied

BANK OF CYPRUS UK

Created 16/09/2016Registered 19/09/2016Satisfied 10/02/2026
Charge
satisfied

BANK OF CYPRUS UK

Created 23/03/2016Registered 24/03/2016Satisfied 30/09/2025
Charge
satisfied

BANK OF CYPRUS UK LIMITED TRADING AS BANK OF CYPRUS UK

Created 07/01/2016Registered 14/01/2016Satisfied 10/02/2026
Charge
satisfied

BANK OF CYPRUS UK LIMITED

Created 03/02/2015Registered 20/02/2015Satisfied 10/02/2026
Charge
satisfied

BANK OF CYPRUS UK LIMITED

Created 23/12/2013Registered 03/01/2014Satisfied 10/02/2026
charge
outstanding

BANK OF CYPRUS PUBLIC COMPANY LIMITED

Created 04/09/2007Registered 06/09/2007
charge
satisfied

BANK OF CYPRUS PLC T/A BANK OF CYPRUS UK

Created 31/08/2007Registered 05/09/2007Satisfied 10/02/2026
charge
satisfied

BANK OF CYPRUS PUBLIC COMPANY LIMITED

Created 16/08/2006Registered 19/08/2006Satisfied 29/09/2025
charge
satisfied

BANK OF CYPRUS PUBLIC COMPANY LIMITED

Created 31/08/2005Registered 03/09/2005Satisfied 10/02/2026
charge
satisfied

BANK OF CYPRUS (LONDON) LIMITED

Created 29/04/2004Registered 13/05/2004Satisfied 10/02/2026
charge
satisfied

BANK OF CYPRUS (LONDON) LIMITED

Created 21/07/2003Registered 26/07/2003Satisfied 10/02/2026
charge
satisfied

BANK OF CYPRUS (LONDON) LIMITED

Created 08/07/2002Registered 16/07/2002Satisfied 30/09/2025

Change History

status → active
2026-06-12

Active

type → ltd
2026-06-12

Private Limited Company

address line1 → 25 George Street
2026-06-12

25 GEORGE STREET

post town → Croydon
2026-06-12

CROYDON

CompanyRankvs 52418+ SIC 68209 peers
53

Financial strength86th percentile among SIC peers · 22/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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52418Stebiz Limited
63
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£316k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£3.0M

Working capital

Current Assets

£118k

Current Liabilities

£3.1M

Fixed Assets

£3.3M

1avg. employees

Balance Sheet

Assets less current liabilities£346k
Prepared with v2026.25.1 micro_entity_frs_105_v1_1_3 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20260.04+£177k
20250.33-£329k
20240.15-£1.1M
20230.10—

Derived from filed accounts. Not audited figures.