Esprit Fini Limited
04082495
Some Concerns
- 5 outstanding charges (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 30/04/2019
DIRECTOR
BRITISH · UNITED KINGDOM · Age 58
Also on 3 other boards
director · Since 30/04/2019
DIRECTOR
BRITISH · UNITED KINGDOM · Age 55
Also on 3 other boards
director · Since 04/02/2025
DIRECTOR
BRITISH · UNITED KINGDOM · Age 63
Also on 6 other boards
secretary · Since 02/03/2026
Persons with Significant Control
Northpoint Group Ltd
1, Globe Lane, Dukinfield, SK16 4UY
Reg: 06272179 · United Kingdom · Limited Company
Notified 28/05/2025
Former PSCs
Mr Simon Quiligotti
Ceased 01/01/2022
Mr Garry Paul Marshall
Ceased 01/01/2022
Mr Hoard Tomes
Ceased 01/06/2019
Mr Philip Dawson
Ceased 01/06/2019
Charges5 outstanding
HSBC UK BANK PLC
HSBC UK BANK PLC
HSBC UK BANK PLC
HSBC BANK PLC
HSBC BANK PLC
THE CO-OPERATIVE BANK PLC
CLOSE INVOICE FINANCE LIMITED
CLOSE INVOICE FINANCE LTD
GARY NIGEL HOWSE
GMAC COMMERCIAL FINANCE PLC
GMAC COMMERCIAL FINANCE PLC
THE CO-OPERATIVE BANK PLC
GMAC COMMERCIAL CREDIT LIMITED
CompanyRankvs 469+ SIC 25610 peers46
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 28/02/2025
Net Worth
£2.9M
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
—
Working capital
Current Assets
—
Current Liabilities
£60k
Fixed Assets
£0
Debtors
£397k
Tax at Year End
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | — | +£2.5M |
| 2024 | — | -£18k |
| 2023 | — | +£8k |
| 2022 | — | +£20k |
| 2021 | 1.16 | +£17k |
| 2020 | 1.17 | — |
Derived from filed accounts. Not audited figures.