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Esprit Fini Limited

04082495

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

C/O NORTHPOINT, CHESHIRE, SK16 4UY
Incorporated 03/10/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

25610
Treatment and coating of metals

Officers

Mr Philip Butterworth

director · Since 30/04/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 3 other boards

Mr Anthony Holt

director · Since 30/04/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 3 other boards

Mr Ian Traynor

director · Since 04/02/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 6 other boards

Lucy Benson

secretary · Since 02/03/2026

Persons with Significant Control

Northpoint Group Ltd

75–100% shares

1, Globe Lane, Dukinfield, SK16 4UY

Reg: 06272179 · United Kingdom · Limited Company

Notified 28/05/2025

Former PSCs

Mr Simon Quiligotti

Ceased 01/01/2022

Mr Garry Paul Marshall

Ceased 01/01/2022

Mr Hoard Tomes

Ceased 01/06/2019

Mr Philip Dawson

Ceased 01/06/2019

Charges5 outstanding

Charge
outstanding

HSBC UK BANK PLC

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outstanding

HSBC UK BANK PLC

Created 09/05/2019Registered 09/05/2019
Charge
outstanding

HSBC BANK PLC

Created 31/08/2017Registered 12/09/2017
Charge
outstanding

HSBC BANK PLC

Created 09/08/2017Registered 11/08/2017
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 09/11/2012Registered 19/11/2012Satisfied 29/06/2018
charge
satisfied

CLOSE INVOICE FINANCE LIMITED

Created 06/05/2010Registered 13/05/2010Satisfied 29/06/2018
charge
satisfied

CLOSE INVOICE FINANCE LTD

Created 06/05/2010Registered 08/05/2010Satisfied 29/06/2018
charge
satisfied

GARY NIGEL HOWSE

Created 26/10/2007Registered 09/11/2007Satisfied 12/12/2012
charge
satisfied

GMAC COMMERCIAL FINANCE PLC

Created 26/10/2007Registered 08/11/2007Satisfied 27/07/2017
charge
satisfied

GMAC COMMERCIAL FINANCE PLC

Created 26/10/2007Registered 02/11/2007Satisfied 27/07/2017
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 01/12/2000Registered 13/12/2000Satisfied 29/06/2018
charge
satisfied

GMAC COMMERCIAL CREDIT LIMITED

Created 01/12/2000Registered 08/12/2000Satisfied 27/07/2017

CompanyRankvs 469+ SIC 25610 peers
46

Financial strength96th percentile among SIC peers · 24/25
Employees10th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£2.9M

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

£60k

Fixed Assets

£0

Debtors

£397k

0avg. employees-4

Tax at Year End

Corp tax£0
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£2.5M
2024-£18k
2023+£8k
2022+£20k
20211.16+£17k
20201.17

Derived from filed accounts. Not audited figures.