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Clearwater Risk Management Limited

04161361

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

33 FAIRFIELDS, BOLTON, BL7 9EE
Incorporated 15/02/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70229
Management consultancy activities

Officers

David Harulow

director · Since 16/02/2001

CONSULTANT

BRITISH · ENGLAND · Age 62

Persons with Significant Control

Mr David Michel Harulow

75–100% shares

United Kingdom · England · Age 62

33, Fairfields, Bolton, BL7 9EE

Notified 06/04/2016

CompanyRankvs 37815+ SIC 70229 peers
67

Financial strength77th percentile among SIC peers · 19/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.44× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£34k

Balance sheet strength

Cash

£82k

Cash in the bank

Net Current Assets

£25k

Working capital

Current Assets

£82k

Current Liabilities

£57k

Fixed Assets

£11k

Debtors

£21

1avg. employees

Tax at Year End

Corp tax£43k

Balance Sheet

Assets less current liabilities£36k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20251.44+£30k
20240.96+£613
20230.99
20221.04
20211.15
20200.96-£4k
20191.04
20181.00

Derived from filed accounts. Not audited figures.