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Pragma Wealth Management Ltd.

04191349

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

The Scalpel, 18th Floor, 52 Lime Street, London, EC3M 7AF
Incorporated 30/03/2001

Previously known as

Charco 877 Limited · until 09/07/2001

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 30/03/2026

Due 13/04/2027

On track

Industry

66300
Fund management activities

Officers

Mr David Ian Smith

director · Since 30/10/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Georgia Garuti

director · Since 14/06/2018

ENTREPRENEUR

ITALIAN · UNITED KINGDOM · Age 51

Jtc (Uk) Limited

secretary · Since 20/11/2023

BRITISH

Also on 395 other boards

Mr Emanuele Jari Tosetti

director · Since 12/09/2025

CIO OF PRIVATE

ITALIAN · ENGLAND · Age 41

David Ian Smith

director · Since 30/10/2017

British · United Kingdom · Age 60

Georgia Garuti

director · Since 14/06/2018

Italian · United Kingdom · Age 51

Jtc (Uk) Limited

corporate secretary · Since 20/11/2023

Reg: 04301763

Also on 395 other boards

Emanuele Jari Tosetti

director · Since 12/09/2025

Italian · England · Age 41

Former

Halco Management Limited

corporate nominee director · Resigned 14/06/2001

Diego Pignatelli

director · Resigned 31/01/2004

Paul Roderick Clucas Marshall

director · Resigned 21/10/2004

Timothy John Walton Maxwell

director · Resigned 30/09/2006

Francoise Henry

director · Resigned 28/04/2009

Veronica Garuti

director · Resigned 19/02/2014

Maurizio Petta

director · Resigned 02/12/2014

David John Way

director · Resigned 03/12/2014

Andre Stern

director · Resigned 24/02/2016

Maria Clara Tucci

director · Resigned 23/04/2019

Reid Samuel Perper

director · Resigned 08/07/2020

Luigi Natale Carnelli

director · Resigned 29/09/2020

Halco Secretaries Limited

corporate secretary · Resigned 20/11/2023

Paulino Lopez Fernandez

director · Resigned 04/09/2025

Persons with Significant Control

Former PSCs

Mrs Manuela Campedelli

Ceased 25/04/2022

Change History

statusactive
2026-07-13

Active

typeltd
2026-07-13

Private Limited Company

address line1The Scalpel, 18th Floor
2026-07-13

THE SCALPEL, 18TH FLOOR

post townLondon
2026-07-13

LONDON

CompanyRankvs 19+ SIC 66300 peers
78

Financial strength90th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the Directors with respect to going co

Key FinancialsYear ending 31/12/2025

Turnover

£3.0M

Annual revenue

Net Worth

£1.2M

Balance sheet strength

Cash

£255k

Cash in the bank

Profit Before Tax

-£79k

Bottom line earnings

Net Current Assets

£921k

Working capital

Current Assets

£1.3M

Current Liabilities

£363k

Fixed Assets

£266k

Debtors

£1.0M

Gross Profit

£3.0M

Admin Expenses

£3.3M

Operating Profit

-£82k

Profit After Tax

-£79k

18avg. employees+6

People Costs

Wages & salaries£1.8M
NI contributions£282k

Balance Sheet

Intangible assets£250k
Assets less current liabilities£1.2M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20253.54-£79k
20243.70+£1.3M
20235.25

Derived from filed accounts. Not audited figures.