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Pragma Wealth Management Ltd.

04191349

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

THE SCALPEL, 18TH FLOOR, LONDON, EC3M 7AF
Incorporated 30/03/2001

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 30/03/2026

Due 13/04/2027

On track

Industry

66300
Fund management activities

Officers

Mr David Ian Smith

director · Since 30/10/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Georgia Garuti

director · Since 14/06/2018

ENTREPRENEUR

ITALIAN · UNITED KINGDOM · Age 51

Jtc (Uk) Limited

secretary · Since 20/11/2023

BRITISH

Also on 395 other boards

Mr Emanuele Jari Tosetti

director · Since 12/09/2025

CIO OF PRIVATE

ITALIAN · ENGLAND · Age 41

Persons with Significant Control

Former PSCs

Mrs Manuela Campedelli

Ceased 25/04/2022

Charges0 outstanding

charge
satisfied

EBURY & ECCLESTON STREET LIMITED

Created 16/05/2011Registered 18/05/2011Satisfied 14/08/2019

CompanyRankvs 15+ SIC 66300 peers
78

Financial strength90th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the Directors with respect to going co

Key FinancialsYear ending 31/12/2025

Turnover

£3.0M

Annual revenue

Net Worth

£1.2M

Balance sheet strength

Cash

£255k

Cash in the bank

Profit Before Tax

-£79k

Bottom line earnings

Net Current Assets

£921k

Working capital

Current Assets

£1.3M

Current Liabilities

£363k

Fixed Assets

£266k

Debtors

£1.0M

Gross Profit

£3.0M

Admin Expenses

£3.3M

Operating Profit

-£82k

Profit After Tax

-£79k

18avg. employees+6

Tax at Year End(2022)

Corp tax£0
Dividends paid£1.6M

People Costs

Wages & salaries£1.8M
NI contributions£282k

Balance Sheet

Intangible assets£250k
Assets less current liabilities£1.2M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20253.54-£79k
20243.70+£1.3M
20235.25+£0
20224.17+£0
20215.32+£0
20192.87

Derived from filed accounts. Not audited figures.